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About Me

Loan Officer · NMLS 2490779

A proud partner of Homes for Heroes

 

As a loan officer who speaks both English and Spanish, I am so excited to guide you through your loan process when purchasing or refinancing your home. I was born and raised in Tampa, Florida and then moved to Miami for 30 years. I needed to come back to my roots in 2007 so I moved back to Tampa to work in this beautiful and growing city. I am confident in the power and integrity of American Financial Network to support me in assuring you are completely satisfied with your loan process. I take pride in assuring that any complication in your particular instance will be addressed and that together we can get the best possible outcome for your benefit. I am honest, trustworthy and willing to go out of my way to make sure your dream of homeownership is all that you hoped it would be.

Como oficial de préstamos que habla inglés y español, estoy muy emocionada de guiarlo a través del proceso de préstamo al comprar o refinanciar su casa. Nací y crecí en Tampa, Florida y luego me mudé a Miami durante 30 años. Necesitaba volver a mis raíces en 2007, así que regresé a Tampa para trabajar en esta hermosa y creciente ciudad. Confío en el poder y la integridad de American Financial Network para ayudarme a garantizar que usted esté completamente satisfecho con su proceso de préstamo. Me enorgullece asegurarle que cualquier complicación en su caso particular será abordada y que juntos podremos obtener el mejor resultado posible para su beneficio. Soy honesta, digna de confianza y estoy dispuesto a hacer todo lo posible para asegurarme de que su sueño de ser dueño de su hogar sea todo lo que esperaba.

 

My Location

The Carter Group 500 Craig Road Suite #202, Manalapan, NJ 07726

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Sustainable Home Ideas

Apr 14, 2022

April 22nd is Earth Day, but you can make your home sustainable 24/7, 365. We’ve included some ideas on making your home a little more eco-friendly. Use low energy consumption appliances. Sustainable house design is also about filling your home with appliances that consume lower energy. It is better for the environment, but it will also significantly reduce your energy bills, or let you run your home on renewable energy. At a minimum, look for Energy Star-rated appliances – this should cover everything from computers and TVs to kitchen appliances and water heaters. Switch to LED LED lighting is also much more energy-efficient and lasts much longer. Even though it requires a larger upfront investment, this pays itself off over time because you won’t need to change your LED light bulbs for years! Another fun bonus to LED lighting is that many bulbs are paired with innovative home technology; you can pair them with Alex or Google home devices or even change the color of your lighting with your phone. Incorporate smart home technology Along with low energy consumption appliances, using smart home technology can also help to make your home more eco-friendly. For example, smart home systems have features such as automated lighting, temperature, and security controls which allow you to make your energy use as efficient as possible. Most smart home systems also allow you to monitor the amount of energy you use, helping you to live more efficiently and use less electricity. Try an eco-friendly lawn alternative. Grass may be a popular lawn option, but it is also water-intensive, challenging to maintain, and can cause allergies. There are plenty of grass alternatives that are not only better for the environment and your health, but many need little to no maintenance.

Sprucing up for Spring

Mar 03, 2022

Whether you’re getting your home ready to sell or you just want to tackle some basic spring cleaning, these tips will energize your home for warmer weather. 1) Wash Windows and Freshen Window Treatments Windows often take the brunt of winter weather, keeping out cold winds and catching winter dust, dirt, and even salt from the roads. Your first step in spring cleaning should be to wash the inside and outside of your windows. You’ll be amazed at how much more light can enter a space when the windows are clean! 2) Clear Your Gutters’ Downspouts Dirty gutters are an eyesore and a liability not only for you but for potential buyers, as well. Cleaning your gutters will take roughly 15-30 minutes, but will save you money in the long run. You can avoid flooding during spring rains by clearing gutters of all rubbish using a ladder, a small hand rake, and a hose. 3) De-Clutter for Spring! Spring is the perfect time to pare down the clutter that’s been accumulating in your home. Before you get started, make a room-by-room plan so that you don’t feel overwhelmed by the prospect of de-cluttering your entire home—know that you don’t need to do everything in one day or even in one weekend. 4) Repair Windows and Screens Replace damaged and warped screens so that you can enjoy warm spring breezes without being bothered by bugs and other critters. If you had a particularly rough winter, you’ll want to recaulk windows and inspect them for water damage and rot.

What Are Construction Loans?

Feb 04, 2022

What Are Construction Loans? If you cannot find the right home to buy, you might be thinking about how much it will cost to build a new house or renovate the one you currently call home. The process of borrowing the money to pay for this project is different from getting a mortgage to move into an existing property. A construction loan is a short-term loan that covers only the costs of custom home building. This is different from a mortgage, and it is considered specialty financing. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home. Construction loans typically are one year in duration. During this time, the property must be built, and a certificate of occupancy should be issued. Some things to consider: - Check your credit score first - Ask for a reputable builder - Depending on the loan type, consider what down payment you may need. At American Financial Network, we offer multiple types of Construction Loans, including FHA, Renovation, and USDA. If you decide to go with a construction loan, make sure to reach out to one of our Loan Officers to learn more and decide what is best for you. American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government. Programs not available in all areas. Additional terms and conditions may apply.