Loan Officer Location
About Me
Loan Officer · NMLS 212307
I began my career as a Loan Officer in 1995. Years of experience have taught me how to help get loans closed and overcome many underwriting challenges that others can not. I can help in all types of residential lending but am known nationwide as an expert in VA lending. I can help Veterans with credit scores down to 500. Let me put my experience to use and help you with your home financing needs.
My Location
East Coast 9000 Center St. Suite 200, Manassas, VA 20110
Social Survey View
John Csoka's
OVERALL RATING
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"Everything went..."
Everything went very smoothly and it all did get done. There were times I was wondering if that would happen.
Fiston
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"John and Megan..."
John and Megan were so kind and patient with me and gave me good advice. Thank you for helping me and my family!
Amy
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"Working with Jon,..."
Working with Jon, from the beginning has been a great experience. Thank you ????
Davon
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.