Loan Officer Location
About Me
Loan Officer · NMLS 134254
As a Mortgage Loan originator, my main goal is to help guide my clients through the home buying process with care, efficiency , and attention to detail. In addition to helping my clients navigate through the lending process, I look forward to growing the AFN brand in both the Ohio & Michigan markets.
My Location
The Monroe Group 15489 S. Telegraph Road Suite B, Monroe, MI 48161
Social Survey View
Sarah Spicer's
OVERALL RATING
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"Excellent..."
Excellent response times
Cosmo
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"Sarah was quick..."
Sarah was quick to answer questions and explained very well. She also worked very quickly and had great communication with me and my reletor.
Alexandra
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"Very Helpful and..."
Very Helpful and understanding. Took time to explain things to us during the home buying process. I am very thankful!
James
Calculator View
- Purchase Calculator
- Refinance Calculator
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.