DIRECT MY LOAN

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #23734112+ Years ExperienceLicensed Nationwide
    1,302+
    Loans Closed
    12+
    Years in Business
    4.8
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Jared Rogers

    Branch Manager

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    Frank Steven Donnelly Jr

    Loan Officer

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    William Koumparis

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    Estimate monthly payments based on your actual scenario
    Explore loan programs matched to your situation
    Get pre-approved without waiting for a callback
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 653 families & counting

    ★★★★★4.8653 verified reviews
    "
    Jared was wonderful! He had great communication and made me feel at ease thoughout the entire process. It was my first time buying a home so I was very nervous. He was reassuring and answered all of my questions thoroughly and patiently. Thank you Jared for getting my family into our dream home!
    Gracelyn Marie Barde M.
    Henderson, NV · via Jared Michael Rogers
    May 2026
    "
    I am very satisfied with their services. The process was smoother and quicker than I expected. I highly recommend them.
    Justine W.
    via William Koumparis
    July 2026
    "
    Jared and his team are amazing! Not only was he there every step of the way to help guide us and answer questions, but he went out of his way to ensure this process was STREAMLESS! Highly recommend!! Thank you Jared!!
    Ryan S.
    Henderson, NV · via Jared Michael Rogers
    May 2026
    A friend if of mine referred me to William. He informed me tha he is a good person, and I have no reason to disagree. I did feel comfortable with giving him my personal information. I appreciate his patience with me, kindness, and his prompt responses. I will recommend him to others.
    Justine Elaine W.
    Portsmouth, VA · via William Koumparis
    June 2026
    Had the chance to work with the whole gang! William, Jill and Jared. They are top motch folks that truly care about your success and tey to make the loan pricess as comfortable as possible. Very competitive and actually fun to work with. Give them a try, youll be glad you did!
    Philip Willcox
    via Jared Michael Rogers
    June 2024
    William was perfect the overall process was a little extreme when it came to paperwor! definitely looking forward to using William again but hoping the paperwork process is a lit smoother now that I'm in the system
    Romie G G.
    Maple Heights, OH · via William Koumparis
    May 2026
    Great company!!! Super efficient, extremely professional and timely. Once all documents needed were in, it was a very short time until our process was complete! Would recommend and have to anyone looking for anytime type of loan or refi
    Elizabeth Reimers
    via Jared Michael Rogers
    April 2024
    William was very straight forward and accommodating . He was very responsive in showing us multiple options for our loan. He answered questions fully and gave good explanations.
    Lisa A. B.
    Chester, VA · via William Koumparis
    April 2026
    Jared and his team was very helpful throughout the whole process. They always keep us informed and helped us get the right documents to make this easier. Thanks
    Luis Alberto B.
    Eastvale, CA · via Jared Michael Rogers
    January 2026
    As a homeowner going through the refinance process, I had a very positive experience working with you and your team as my lenders. Everything was handled efficiently and quickly, and I truly appreciated how accommodating you were with my specific needs and any challenges that came up along the way. You made what could have been a complicated and stressful process feel smooth and manageable, and I’m very grateful for your support throughout.
    Lorena N.
    Alexandria, VA · via William Koumparis
    April 2026
    Willium was really helpful and help me to quick process my home loan.
    M. Solaimani
    via Jared Michael Rogers
    March 2024
    Great communication, additional information and explanations when I had any confusion or uncertainty. I felt like I was in good hands.
    Sheila L. M.
    Crown Point, IN · via William Koumparis
    March 2026
    The team was amazing. Always emailed, called or texted. Keeping me informed every step of the way.
    Jaclyn Elizabeth N.
    San Bernardino, CA · via Jared Michael Rogers
    January 2026
    Ease of communication and documentation
    Christopher M R.
    Warrior, AL · via William Koumparis
    February 2026
    American Financial Network helped The American Legion Department of California refinance the State Headquarters building. When we shopped the loan, other lenders couldn’t believe our rate. The time they spent explaining the process, helping with documentation and making sure we were satisfied with our service was exceptional. We have recommended numerous other American Legions within the state to contact AFN if they want a professional, detailed, aggressive lender.
    Don Brawn
    via Jared Michael Rogers
    March 2024
    Quick response and communication was great!
    Dakota RL P.
    Columbus, OH · via William Koumparis
    February 2026
    Melissa and Jill were very communicative along every step of the way kept me informed
    Sheryl A B.
    Gilbert, AZ · via Jared Michael Rogers
    November 2025
    The loans personnel were professional, helpful, and most courteous. Thank you!
    Charles William M.
    Henderson, NV · via William Koumparis
    February 2026
    Very helpful in getting my loan approved! Seamless process!
    jake shore
    via Jared Michael Rogers
    March 2024
    Miranda was a great person to work with! She was available every step of the way.
    LOIS MAE M.
    Sparks, NV · via William Koumparis
    February 2026
    Melissa and Tessa were very easy to communicate with. They always responded back to our emails promptly.
    George Donovan F.
    Valley Center, KS · via Jared Michael Rogers
    November 2025
    William was very responsive and attentive throughout the entire process. He answered all my questions and made my overall experince very pleasant.
    Maisha A.
    Oak Hills, CA · via William Koumparis
    January 2026
    Jared. Mike and CeCe are absolutely the best mortgage team available on todays market. They keep you informed at every level in the process and are always positive and reliable. They will get you the best terms for your every needs. Mike is the most profesional mortgage broker i have ever had to deal with, and CeCe, follows through daily. American Financial is my choice and i highly recommend thrm for your every needs
    benobianco33
    via Jared Michael Rogers
    April 2020
    Jared is always a great help. He keeps us up to date on what the market is doing. Thanks.
    Luis B.
    via William Koumparis
    January 2026
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    Our Branch

    Direct My Loan

    American Financial Network · NMLS #237341

    Address
    10 Pointe Drive, Suite 330
    Brea, CA 92821
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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