Loan Officer Location
About Me
Loan Officer · NMLS 224181
My Location
Athens 2005 South Milledge Avenue, Unit A103, Athens, GA 30605
Social Survey View
Juan Kelley's
OVERALL RATING
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"I love Juan; very..."
I love Juan; very helpful in several refis so far
Shawnya
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"Carlos and..."
Carlos and Mckenzie were awesome all the way through the process. Both of them answered our calls and texts immediately would use them again with no hesitation!
Jonah
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"Toda mi vida..."
Toda mi vida havia estube rentando en diferentes lugares, siempre con la ilucion de poder tener mi propia casa. La vida nos lleva por diferentes lugares o situaciones que nos lleva a pensar que no podremos lograr nuestro sueños. Pero Dios siempre pone la gente correcta en el mejor tiempo y asi fue con el señorJuan Kelley y mi Realtor la sra. Marilia Ramos. Ellos estubieron a mi lado desde el principio hasta el fin del processo para la compra de mi casa hasta que lo logramos. Sin la ayuda de ellos alado mio con su experiencia, sencilles y obtimismo yo creo que no se huviera logrado. Yo los recomiendo al 100 % con confianza
Diana
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.