Kylie Queen · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.

NMLS #16333347+ Years ExperienceLicensed in 2 States
133
Recent Loans Closed
7+
Years Experience
4.88★
Average Rating (248 reviews)
Kylie Queen — Loan Officer
Kylie Queen
Loan Officer · NMLS #1633334
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Kylie, a Loan Officer at American Financial Network licensed in 2 states. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #1633334
Licensed 2 States
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
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Phone tag & voicemail
Wait hours or days for a callback from your loan officer
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Manual paperwork
Print, sign, scan, and email stacks of documents
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Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Kylie + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Kylie follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Kylie's expertise and AFN's full lending platform. When you're ready, Kylie steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Kylie · NMLS #1633334
Hi, I'm Sophia — Kylie's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★
The time it took from start to finish was amazing. I thought it took longer. But once the ball started rolling it was a blink of an eye. This is my first time as a home buyer and I definitely had questions.. maybe more than the normal... Kylee and her whole team were very professional and friendly... In the end we are very happy with our purchase. Thank you again Kylee and her team...
Edward Glen S.
Kingman, AZ
★ ★ ★ ★ ★
I’m so grateful to have had Kylie by my side throughout my home-buying process. ?? She has been helping me for a long time and was always kind, patient, and understanding. She communicated consistently, always followed up, and made sure I knew what was happening every step of the way.... And answered all of my many questions! ?? Buying a home can be stressful, but having someone as reliable and supportive as Kylie made the process so much easier and enjoyable! I truly appreciate everything she did to help me get into my new home and would absolutely recommend her to anyone looking for a lender!????
Mindi S.
Kingman, AZ
★ ★ ★ ★ ★
This is our second time going with Kylie to purchase a home. She is an amazing person! Not only is she a hard worker, but she's so sweet and compassionate. I wouldn't recommend anyone else! We love her!
Claudia Jean D.
Kingman, AZ
★ ★ ★ ★ ★
Kylie was absolutely amazing throughout our entire home-buying process! She was incredibly helpful, responsive, knowledgeable, and always took the time to answer all of our questions and explain everything clearly. She made what could have been a stressful process feel so much easier and smoother. We are so grateful for all of her hard work and guidance in helping us get into our new home. We couldn’t recommend Kylie enough! ??
Skylar Martin B.
Kingman, AZ
★ ★ ★ ★ ★
For over two years she worked towards the goal of home ownership. Yesterday that goal came true. She made the process from beginning to end easy. She genuinely cares about her clients and it shows in her dedication.
Mark Howard M.
Golden Valley, AZ
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

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Get in Touch

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Kylie typically responds within 24 hours. No bots, just expert advice.