Breadcrumb
Breadcrumbs
- American Financial Network
- Company
- Our Story
Company Brief
-
50
Licensed States
-
141
Convenient Locations
-
357
Trusted Experts
-
100,000 +
Satisfied Customers
About AFN
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations.
Who We Are
American Financial Network, Inc. (AFN) is a family owned company that focuses on values and relationships which we believe are the foundation of success. We constantly evolve and adapt to ensure our employees are equipped with the right blend of products, service, and training to ensure that you have the best possible experience in one of the most important decisions in your life.
Our Mission
American Financial Network, Inc. (AFN) has been serving the lending needs of real estate professionals, builders and individual homebuyers throughout the United States since 2001. Our Mission is to be the best, most trusted, and admired mortgage lenders with unique, affordable and convenient products while maintaining a close, family-oriented culture.
AFN Executive Leadership Team
Experience, Passion & Integrity
Our executive team is comprised of industry professionals with over 200 years of combined mortgage industry experience. Through the guidance and vision of this leadership ensemble, American Financial Network, Inc. has experienced unprecedented growth both in same - store sales and through strategic recruiting and market expansion.
John Sherman
Chief Executive Officer
John
Sherman
Chief Executive Officer
Learn More
Jack Sherman
Co-Founder
Jack
Sherman
Co-Founder
Learn More
Jonathan Gwin
Chief Operating Officer
Jonathan
Gwin
Chief Operating Officer
Learn More
Bob Telles
Chief Financial Officer
Bob
Telles
Chief Financial Officer
Learn More
Twyla Hankins
Executive Vice President of Operations
Twyla
Hankins
Executive Vice President of Operations
Learn More
Scott McGinley
Executive Vice President, Secondary Marketing
Scott
McGinley
Executive Vice President, Secondary Marketing
Learn More
Susie Sensenbach
HR Director
Susie
Sensenbach
HR Director
Learn More
Andy Kalyviaris
CCO | General Counsel
Andy
Kalyviaris
CCO | General Counsel
Learn More
AFN Awards

Top Mortgage Lenders
Scotsman Guide
America's Fastest Growing Companies
Inc 5000
Top 100 Mortgage Companies in America
Mortgage Executive Magazine
Fast 50 Fastest Growing Companies in Housings
Mortgage Executive Magazine
Hall of Fame Finalist
Ellie Mae
50 Best Companies to Work For
Mortgage Executive Magazine
Top Mortgage Employer
National Mortgage Professional Magazine
Rising Star 2016
Housing Wire Magazine
Women of Influence
Housing Wire MagazineJohn Sherman
Chief Executive Officer
John has over two decades of solid mortgage industry experience that began years prior to opening AFN in 2001. His leadership is instrumental in AFN’s continual advances and growth, which included doubling market share over the last 5 years and bringing the company to its current rank of one of the top mortgage lenders in the United States. John has a background in secondary marketing and now focuses most of his time on technology that is being used to drive down workload, turn times and cost to produce while improving the customer and employee experiences. His direction drives the constant evolution of AFN to adapt to the changing industry and ensure its long-term success.
Jack Sherman
Co-Founder
Jack started AFN in 2001, furthering an already successful career in mortgage lending. Prior to AFN, Jack served as Sr. Vice President of Production & Operations at Majestic Mortgage and Mortgage Capital Resources, managing multiple operations in the Western US. Jack also spent 10 years with Commonwealth United Mortgage, advancing from Branch Manager to Area Manager to Regional Manager faster than any of his peers. With a proven track record, succeeding in all aspects of mortgage industry sales and operations, it was time for Jack to start his own company, with his own vision, thus AFN was formed.
Jonathan Gwin
Chief Operating Officer
Jon joined AFN as Chief Compliance Officer and General Counsel in 2010. In his current role as Chief Operating Officer & General Counsel, Jon is instrumental in offering operational as well as legal support to AFN, our branches and staff, and is a crucial member of our executive team. Jon earned a Juris Doctor law degree from Concord Law School and gained several years of experience in sales and management prior to joining AFN.
Bob Telles
Chief Financial Officer
Bob Telles joined AFN as an award-winning CFO, having received the Orange County Business Journal CFO of the Year/Lifetime Achievement Award in 2009 (when he worked for Stearns Lending). Bob brings a wealth of knowledge to the AFN executive team as he oversees all of our accounting, financial reporting, tax reporting, and warehouse banking systems. Bob’s decades of experience and prized methods and strategies are a real asset to AFN.
Twyla Hankins
Executive Vice President of Operations
Twyla Hankins, Executive Vice President of Operations, joined the executive team in 2010. With over 30 years of industry experience, Twyla has devoted her career to building exceptional mortgage lending operations, providing a foundation for success for several mortgage lenders. Her management expertise includes all aspects of Operations, including Loan Processing, Underwriting, Doc Preparation, Funding, Shipping, Post-Closing and Insuring. Her vast knowledge and leadership skills make Twyla an essential member of the AFN executive team.
Scott McGinley
Executive Vice President, Secondary Marketing
Scott McGinley, Executive Vice President of Secondary Marketing, joined the AFN executive team in 2009. Scott has over 20 years of solid mortgage industry experience, with a channeled focus on secondary marketing. In this key role, Scott oversees all aspects of Secondary Marketing, manages the company pipeline and product development, and contributes to Loan Originator training and post-closing management. Scott’s industry knowledge and streamlined management of Secondary Marketing make him a true asset to the AFN executive team
Susie Sensenbach
HR Director
Susie Sensenbach, National Director of Human Resources and Payroll, joined AFN in 2014. Susie brings more than two decades of experience as an energetic, knowledgeable, and highly valued HR Director. Under Susie's leadership the HR Department gracefully handles our continuous nationwide expansion. With solid experience recruiting, hiring, managing personnel onboarding and offboarding, enforcing workplace compliance and safety, and administering benefits and payroll, Susie offers Team AFN the dependable and reliable support our growing staff requires.
Andy Kalyviaris
CCO | General Counsel
Andy joined AFN’s legal team in 2014. As AFN’s General Counsel and Chief Compliance Officer, Andy works diligently to provide all necessary legal and compliance support to AFN, its branches, and staff, as well as overseeing AFN’s licensing and marketing activities. Andy earned a Juris Doctor degree from University of California, Irvine School of Law and has over 15 years of real estate industry experience.