Loan Officer Location
About Me
Loan Officer · NMLS 1854647
More than a financial transaction, a home loan can be the foundation of your financial security. I love my work because every day I make a positive difference in our community.
When you come to me for your mortgage, I want to understand your goals and priorities so I can offer a loan program that’s right for you. My business is guided by my values: integrity, hard work, and transparency. This means I communicate frequently, listen carefully, and am always available to answer your questions.
Whether you are a first-time homebuyer or a long-time homeowner, whether you’re buying an investment property or looking for a renovation loan, I offer a wide range of mortgages and will find the one that’s right for you. I am committed to giving you the best home loan experience possible.
I’m a hard-working single father, devoted to my 11-year-old son Brody. I enjoy spending my free time with family and friends, reading life improvement books, and staying up to date with current events.
My Location
Maui-Kihei 1367 Kakae Place, Wailuku, HI 96793
Social Survey View
Chris Bagues's
OVERALL RATING
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"Our experience..."
Our experience working with Chris was nothing short of awesome. He made himself available to answer questions and navigate the specific challenges of our loan the whole way through. Being on the mainland presented its own trials between time zones, which Chris happily obliged, making himself available both early and late to resolve issues and keep things moving steadily toward our closing. We could never have made our dream of living in Hawaii a reality without our team, Chris being a key player. We would totally work with Chris and AFN again in the future. Mahalo nui!!
Josh
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"Chris’ follow up..."
Chris’ follow up to ensure I completed and understood all of my tasks.
Jason
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"Chris is..."
Chris is knowledgeable, and our case was challenging. He stuck by us
Estrellita
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.