Loan Officer Location
About Me
Loan Officer · NMLS 368555
David’s passion is seeing that clients close on their dream home! Whether a client is looking to purchase a home or refinance an existing loan, David guides all clients in the right direction to fulfill their goals. In addition to home loans and refinancing, David also is experienced in investment property and development and Reverse Mortgage loans.
On many occasions, David will receive a call off hours to guide a client to their dream home. Even outside of standard business hours, David is available to provide pre-approvals, guidance and his expertise to ensure a smooth process.
Working with American Financial Network (AFN) David will match client needs to the right product that includes Fannie Mae, Freddie Mac, VA, Zero down, FHA low down or No down payment loans, renovation loans, USDA Zero down, HomeStyle low down payment loans and for many business people we have alternative documentation options.
If a client has credit and/or income issues, David will outline the steps required to home ownership.
David has a strong relationship with realtors in multiple states.
When David is not working he enjoys hiking, biking, fishing and boating. David also invests in real estate.
David resides in the Denver, Colorado Metro Area
Hello my name is David Hecht my early experience as a Sr. systems engineer for IBM and ATT enabled me translate my analytical skills to helping home buyers and owners with their specific individual needs for their maximum financial benefit as a mortgage lender for the past 28+ years. I’m also a real-estate investor which helps me relate to real-life lending challenges for my clients. Here at (AFN) we’re able to match borrower’s unique needs and situations with loan products starting at zero money down! (AFN) offers purchase and refinance conventional & Jumbo FANNIE MAE and FREDDIE MAC Loans along with VA Zero down & FHA low down payment purchase and renovation loans as well as USDA Zero down, and HOMEPATH Low down payment loans, please ask me about our alternative documentation and Down Payment Assistance Grant loan, products as well.
I Welcome borrowers to contact me whether they’re just starting out and looking for some guidance about the home buying process, or the self-employed person who needs help navigating the loan process because of their unique business situation. If you’re a person who knows what they want I’m also here to help with some the best service and pricing in the industry.
What’s most important is I’m here for you whether it be after work or on the weekend. The worst thing that happens to a motived buyer is to find that great deal on a Saturday afternoon and not know if they can make that important offer before someone else can grab the deal. In today’s market that’s really a big deal not having to wait for Monday and maybe reaching a person who can help you make that critical call if you can afford the house or not! With me and AFN you have the best chance for success in getting that home you really want.
Don’t hesitate to call if you have credit or income issues I will work with you and guide you on a path to owning your own home.
Please Call Now,
Best Regards,
Mr. David Hecht
Sr. Mortgage Banker
T: 908-281-2400 | F: 908-281-2404
NMLS #368555
My Location
NJRD 500 Craig Rd, Suite 202, Manalapan, NJ 07726
Social Survey View
Dave Hecht's
OVERALL RATING
-
"Dave was great to..."
Dave was great to work with when purchasing my first home. Dave went above and beyond for me despite my situation being very complicated and work intensive. Any question I have ever asked he has answered to fullest extent, or has even explained multiple times so I would understand. Dave's attention to detail is something that I've never seen in his field. He makes sure to really take to time to learn your situation and apply his 30+ years of experience in the best way possible. In my experience with buying a home I felt like no one was on my side until I met Dave. Outside of Dave's profession he is just a easy and nice gentleman to speak to. I would not recommend anyone more than Dave, he will go above and beyond for you if you can provide him with what he needs in a timely manner. American Financial Network is lucky to have someone like Dave, as business owner he is the type of employee we all would wish to have. In future property ventures there is no one I will work with other than Dave. Dave always has his clients best interest first even at the cost of his commission. Thank you Dave for all the hard work you have put in for me the last 3 months.
Sajun
-
"Dave was always..."
Dave was always available when we needed him. He was our mentor and coach throughout the whole process, especially since it was our first home purchase.
Christopher
-
"Dave Hecht was..."
Dave Hecht was fantastic,very personable and coached me every step of the way. If it was not for Dave’s help and persistence I would not have been able to purchase my new home. I am thankful for the effort and support of Mr Hecht and have referred AFN and Mr Hecht to my friends and family.Thanks again and God bless you Mr Hecht for your personal touch and insight ,I have been educated and the experience was great to the closing.
Patric
Calculator View
- Purchase Calculator
- Refinance Calculator
Calculate Your
Mortgage Payment
Monthly Payment
$ 0.00
Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
New Monthly Payment
$ 0.00
New Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
-
Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
-
ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
-
FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
-
VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.
