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About Me

Loan Officer · NMLS 217758

I started my career in the Mortgage Industry in August of 1991.
In the 30 years that I have been in the industry, I have worked in the Secondary, Wholesale and Retail facets of the business.
I have a deep understanding of the loan products available and know what it takes to make you a homeowner.

I am constantly reviewing guideline and product updates which allows me to stay abreast of current market conditions and better assist you.
Over the years, I have helped thousands of people become homeowners. I have the experience, knowledge, and ability to make you a homeowner. Are you going to be next? I am currently licensed to conduct business in CA and TX.

My Location

DB Blvd 10 Pointe Drive, Suite 330, Brea, CA 92821

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Top Stories

Winter Safety

Jan 10, 2022

Staying Safe This Winter Winter weather is no joke and its’ important to come up with a plan so you, your family, and home remain safe this season. Sign up for local alerts and warnings. Stay up to date with winter weather in your area by signing up for emergency notification systems. Prepare Your Home. At home, winterize by ensuring you have sufficient insulation in your walls and attic, caulk any open cracks and replace weather stripping around your doors, install storm windows, maintain heating equipment, insulate water pipes, and clean out your rain gutters. It’s also smart to keep a fire extinguisher on hand. Consider home inspections this season to make sure everything is in tip top shape. Back Up Supplies- Have important supplies ready to go including extra batteries, non-perishable foods, consider an emergency kit as well. Also, consider the needs for anyone in your home, if they will need any supplies make sure to stock up! Trim Those Trees- Winter storms can bring down branches and shrubs so make sure to trim them back to avoid any costly damage to your home.

Setting Up Utilities before You Move

May 11, 2021

Of all the details you are tasked with when moving to a new home, few are more important than hooking up your utilities. Setting up your electrical, natural gas, water, and sewer, cable, and internet, as well as trash pick-up, sounds daunting at first since you have to know where to go for each one. First, determine who your providers are. Your Realtor or landlord should be able to provide a list, or you can go online to see who services your area. Often you'll have one provider option for utilities like electricity, natural gas, water and sewer, and trash pick-up, and multiple options for internet and cable. Once you know who your providers will be, you can get in touch (do this around two weeks out). Suppose you already have utilities set up in your current home. In that case, you're going to need to either transfer your existing utilities or cancel your existing utilities and set up new ones. If you're starting from scratch, you'll need to set up new ones. Once you've got all this going on, you're not yet out of the utility woods since there is always the possibility of errors when you're transferring, canceling, or setting up utilities. For that reason, it's a good idea to verify that everything went through as it was supposed to, especially since you don't want to end up with a bill for utilities that you thought were shut off. As for those automatic payments, it's wise not to set it and forget it. It's always a smart move to double-check that everything is correct from time to time. It's best to start doing your utility shuffle at least two weeks before your move date.

A Healthy Spring Cleaning

Mar 05, 2021

Maintaining a healthy home goes beyond your usual spring cleaning, it’s important to check up on your house. Make sure that smoke detectors are working, and provide the right maintenance to welcome a new season and get ready for the seasons after it. Replace all filters including water, range hood and air vent filters. You should replace these filters every 3-6 months depending on the type of filter you have. Unscrew the faucet aerators, sink sprayers and showerheads, and soak them in equal parts vinegar and water solution. Let them soak for an hour, then rinse with warm water. A clogged dryer vent can be a fire hazard. To clean it, disconnect the vent from the back of the machine and use a dryer vent brush to remove lint. Outside your house, remove the dryer vent cover and use the brush to remove lint from the other end of the vent line. Make sure the vent cover flap moves freely. A house with a crawl space has vents along the foundation walls. The vents provide air circulation that helps prevent excess moisture and mold growth, and they prevent critters from taking up residence underneath your home. The screens collect leaves and other debris from fall and winter. Spring is a great time to clean them out and check for damage. You can't have a successful garden without good soil. It’s time to update your soil and perhaps throw some mulch down as well. Finally show your patio space some love by cleaning off outdoor furniture and making sure your grill is clean before you fire it up. Enjoy your fresh start this spring!