Loan Officer Location
About Me
Loan Officer · NMLS 1952248
I became a Mortgage Loan Originator because I love helping people. It’s one of my great pleasures to let someone know that their loan has been approved and we’re moving to closing. I will go above and beyond to help you get approved. Owning your own home is the ultimate American Dream.
My Location
Livingston 201 N. W Railroad Avenue Suite 111, Hammond, LA 70401
Social Survey View
Sandra Buras's
OVERALL RATING
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"The process of..."
The process of purchasing our house/duplex went flawlessly. We couldn't ask for a better person to work with or team at AFN.
Amy
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"Everything went..."
Everything went very smoothly with the entire process. We couldn't ask for a better team to work with in our purchase.
Patrick
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"Sandra and her..."
Sandra and her team were so helpful at every step of the way. They are so knowledgeable and were very thorough with all of my questions as a first time buyer. I will definitely be recommending her to friends and family. Thank you Sandra!!
Whitney
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.