Loan Officer Location

About Me

Loan Officer · NMLS 2057379

Growing up in East Tennessee allowed me to be rooted in family, hard work, integrity and helping others.

I attended college in Maryland where I met my wife of 31 years. We started our married life in Baltimore Maryland

where we bought our first home,  owned our first business and I learned to love eating steamed crabs and  cheering

on the Ravens. We moved to Allentown Pennsylvania and lived there for 15 years where we raised our two amazing

daughters and built a large Medical Equipment Supply Company. We enjoyed being a huge part of our community

and being very close to Philadelphia. We were season ticket holders for the Iron Pigs- The Philadelphia Phillies Farm team.

The girls played soccer, danced and we made lifelong friends. We sold the Medical Supply Company in 2012 and

as fate would have it, both of our daughters decided to attend college in Tennessee (Vol for life!!!) 

My wife and I followed the girls and now love living in Knoxville. For me it was coming home! The Mortgage industry

allows me to utilize my vast business experiences, life experiences and determination to help others every day.

I truly enjoy helping people buy the most important purchase of their lives, refinance to improve their financial picture

and in general helping them make the American Dream come to life!!

My Location

Smoky Mountain Lending 6201 Buffalo Road, Oneida, TN 37841

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Bill Lamb's
OVERALL RATING

5.0/5.0   Total 57 reviews

  • "Bill helped us..."

    Bill helped us every step of the way, worked us through the gathering documents stage and made it happen. Personable, knowledgeable; & git er done kind of guy.

    Mark

  • "Bill was..."

    Bill was tremendous to work with throughout the entire process!

    Jeremy

  • "Bill was amazing..."

    Bill was amazing to work with on purchasing our new home while we lived out of state. He kept in constant contact throughout the process and kept on top of any documents/information that was needed to facilitate the loan being approved. He was available to answer any questions we had during the process and explained everything thoroughly. We would highly recommend using Bill!

    Jennifer

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Top Stories

Sustainable Home Ideas

Apr 14, 2022

April 22nd is Earth Day, but you can make your home sustainable 24/7, 365. We’ve included some ideas on making your home a little more eco-friendly. Use low energy consumption appliances. Sustainable house design is also about filling your home with appliances that consume lower energy. It is better for the environment, but it will also significantly reduce your energy bills, or let you run your home on renewable energy. At a minimum, look for Energy Star-rated appliances – this should cover everything from computers and TVs to kitchen appliances and water heaters. Switch to LED LED lighting is also much more energy-efficient and lasts much longer. Even though it requires a larger upfront investment, this pays itself off over time because you won’t need to change your LED light bulbs for years! Another fun bonus to LED lighting is that many bulbs are paired with innovative home technology; you can pair them with Alex or Google home devices or even change the color of your lighting with your phone. Incorporate smart home technology Along with low energy consumption appliances, using smart home technology can also help to make your home more eco-friendly. For example, smart home systems have features such as automated lighting, temperature, and security controls which allow you to make your energy use as efficient as possible. Most smart home systems also allow you to monitor the amount of energy you use, helping you to live more efficiently and use less electricity. Try an eco-friendly lawn alternative. Grass may be a popular lawn option, but it is also water-intensive, challenging to maintain, and can cause allergies. There are plenty of grass alternatives that are not only better for the environment and your health, but many need little to no maintenance.

Sprucing up for Spring

Mar 03, 2022

Whether you’re getting your home ready to sell or you just want to tackle some basic spring cleaning, these tips will energize your home for warmer weather. 1) Wash Windows and Freshen Window Treatments Windows often take the brunt of winter weather, keeping out cold winds and catching winter dust, dirt, and even salt from the roads. Your first step in spring cleaning should be to wash the inside and outside of your windows. You’ll be amazed at how much more light can enter a space when the windows are clean! 2) Clear Your Gutters’ Downspouts Dirty gutters are an eyesore and a liability not only for you but for potential buyers, as well. Cleaning your gutters will take roughly 15-30 minutes, but will save you money in the long run. You can avoid flooding during spring rains by clearing gutters of all rubbish using a ladder, a small hand rake, and a hose. 3) De-Clutter for Spring! Spring is the perfect time to pare down the clutter that’s been accumulating in your home. Before you get started, make a room-by-room plan so that you don’t feel overwhelmed by the prospect of de-cluttering your entire home—know that you don’t need to do everything in one day or even in one weekend. 4) Repair Windows and Screens Replace damaged and warped screens so that you can enjoy warm spring breezes without being bothered by bugs and other critters. If you had a particularly rough winter, you’ll want to recaulk windows and inspect them for water damage and rot.

What Are Construction Loans?

Feb 04, 2022

What Are Construction Loans? If you cannot find the right home to buy, you might be thinking about how much it will cost to build a new house or renovate the one you currently call home. The process of borrowing the money to pay for this project is different from getting a mortgage to move into an existing property. A construction loan is a short-term loan that covers only the costs of custom home building. This is different from a mortgage, and it is considered specialty financing. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home. Construction loans typically are one year in duration. During this time, the property must be built, and a certificate of occupancy should be issued. Some things to consider: - Check your credit score first - Ask for a reputable builder - Depending on the loan type, consider what down payment you may need. At American Financial Network, we offer multiple types of Construction Loans, including FHA, Renovation, and USDA. If you decide to go with a construction loan, make sure to reach out to one of our Loan Officers to learn more and decide what is best for you. American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government. Programs not available in all areas. Additional terms and conditions may apply.