Brandi Mays · Primary Branch Manager

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.

NMLS #4865537+ Years ExperienceLicensed in 10 States
56
Recent Loans Closed
7+
Years Experience
4.86★
Average Rating (58 reviews)
Brandi Mays
Primary Branch Manager · NMLS #486553
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Brandi, a Loan Officer at American Financial Network licensed in 10 states. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #486553
Licensed 10 States
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
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Manual paperwork
Print, sign, scan, and email stacks of documents
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Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Brandi + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Brandi follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Brandi's expertise and AFN's full lending platform. When you're ready, Brandi steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Brandi · NMLS #486553
Hi, I'm Sophia — Brandi's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
I cannot say enough great things about Brandi Mays! She was absolutely incredible throughout the entire process. From beginning to end, Brandi was dedicated, knowledgeable, responsive, and unbelievably fast. Anytime I had a question or needed something handled, she was on top of it immediately. She kept everything moving, communicated clearly, and made what can normally be a stressful process feel incredibly smooth and easy. You can genuinely tell that she cares about her clients and takes pride in making sure everything gets done right. Brandi went above and beyond every step of the way. Her work ethic, professionalism, and attention to detail are second to none. I honestly couldn't have asked for a better person to handle my mortgage. If you're looking for someone who will work hard for you, keep you informed, and get things done quickly, Brandi Mays is the person you want. I would recommend her to anyone without hesitation. Literally the best! 10/10 experience!
Brandon S.
Dresden, TN
★ ★ ★ ★ ★
Brandi Mays is pleasure to work with. She was always prompt to answer all my questions, and made sure I completely understood all my options and choices. Brandi always had a great attitude and ensured our best interest was a top priority. I would not hesitate to recommend her.
Brian J B.
Martin, TN
★ ★ ★ ★ ★
Brandi was able to answer any and all questions we had, guiding us through the process without any feeling of being overwhelmed.
Kristopher R O.
Stantonville, TN
★ ★ ★ ★ ★
Brandi is very attentive and caring.
Margaret M.
Clarksville, TN
★ ★ ★ ★ ★
Brandi was professional and extremely helpful through a stressful purchase and was able to fully explain to us things we were often confused on. I would reccommend her to anyone looking to do a home purchase!
Alexandra E E.
White Bluff, TN
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

Partner With Me
Get in Touch

Ready to get started?

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Brandi typically responds within 24 hours. No bots, just expert advice.