HARTEL

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #23734110+ Years ExperienceLicensed Nationwide
    388+
    Loans Closed
    10+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Jude Brennan

    Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 74 families & counting

    ★★★★★4.874 verified reviews
    "
    Jude was amazing from the begining of this process until the end.
    Kelly M S.
    Warrington, PA · via Jude Martin Brennan
    August 2026
    "
    They were very nice and polite ,and very helpful if I need to find a paperwork or something overall they know their job in the excellent way.
    Imtiaz K.
    Philadelphia, PA · via Jude Martin Brennan
    January 2026
    "
    Jude was very helpful theoughout the entire process. He was especially patient with me - and never made me feel like i was bothering him. I will certainly work with Jude again In the future. He went above and beyond for us!
    Joseph Colin M.
    Glenside, PA · via Jude Martin Brennan
    May 2025
    “
    He was an easy person to dealvwith and patiently explained what was needed
    Rose Mary M.
    Quakertown, PA · via Jude Martin Brennan
    January 2025
    “
    I'm biased. I've known Jude for a while now and consider him my friend. I know I can count on him.
    Joseph T H.
    Glen Mills, PA · via Jude Martin Brennan
    November 2024
    “
    Jude was willing to guide us every step of the way and truly made us feel comfortable with major financial decisions. We were able to sign the dotted line with confidence and full understanding of our loan.
    Laura Nicole G.
    Hatfield, PA · via Jude Martin Brennan
    August 2024
    “
    Lots of last minute requests for documents. I believe a standard checklist could and should have been used to alert me to the need for updated information previously submitted such as bank and credit card statements. For example, if I had known I would need a transaction report showing the EMD withdrawal at the time I made it, I could have avoided having to jump through hoops at the last minute. I am not disputing the need for extra documents; I am saying I should have known ahead of time.
    Catherine Theresa L.
    Lansdowne, PA · via Jude Martin Brennan
    June 2024
    “
    This is my third property I purchased and working with Jude on this process was very smooth & well explained he always took the time out to answer all my questions to help me along the way. There was not a lot of other people that could have done this deal, but officially me and my family just moved into our new house … and your more than grateful for a great experience and great service!!!
    Timothy M.
    Telford, PA · via Jude Martin Brennan
    January 2024
    “
    Very personable, knowledgeable, made process east
    Elora C.
    Warwick, PA · via Jude Martin Brennan
    June 2023
    “
    Jude was on top of everything; brokers, lawyers, buyers, sellers.
    Harry N.
    Boca Raton, FL · via Jude Martin Brennan
    April 2023
    “
    Overall my journey was smooth with them and their customer service is excellent
    Mobarak H.
    Upper Darby, PA · via Jude Martin Brennan
    February 2022
    “
    Personal attention that was given and the willingness to go the extra mile to get the deal done! Jude & Colleen did a wonderful job! Much appreciated!
    Anthony L T.
    Pottstown, PA · via Jude Martin Brennan
    November 2021
    “
    Jude’s excellent communication and expert advice were very helpful! We wouldn’t have made it through this without him. Thanks Jude!
    Tineke C.
    Doylestown, PA · via Jude Martin Brennan
    October 2021
    “
    Jude is one of the best broker I have worked with. He is very calm and dependable. I definitely recommend Jude.
    Rabiul C.
    Ardmore, PA · via Jude Martin Brennan
    October 2021
    “
    Jude is extremely knowledgeable and provided excellent customer service!
    Thomas L C.
    Doylestown, PA · via Jude Martin Brennan
    October 2021
    “
    Calm, cheerful, professional approach of all staff
    Doron H.
    Merion Sta, PA · via Jude Martin Brennan
    September 2021
    “
    Jude and Colleen were great with communicating and getting me to the closing table on my purchase & refi. I appreciate all the hard work that went into the two transactions. There was a bit of a hiccup due to the hurricane but they made it work.
    Amy L A.
    Phoenixville, PA · via Jude Martin Brennan
    September 2021
    “
    The team was so patient with me. They go the extreme to help me prepare for the loan. Thanks a million for making my dream come through.
    Odette D.
    Croydon, PA · via Jude Martin Brennan
    September 2021
    “
    Jude helped me with my first home buying experience, and took a complicated process and made it simple.
    Christopher J.
    Pottstown, PA · via Jude Martin Brennan
    August 2021
    “
    MR. Jude has great personality. He had help me throughout the process and Explain every details. I had no issue working with him. He knows what he’s doing. I recommend him to everyone. Thank you Jude!
    Mohammed A.
    Drexel Hill, PA · via Jude Martin Brennan
    August 2021
    “
    My wife and I would like to thank Jude and Colleen and the rest of the team at American Financial Network in making our Home Refinance a very pleasant and non-stressful transaction. A few hiccups along the way were quickly and professionally resolved. Their website made it easy and convenient to upload documents and follow each step of the refinance progress. Thanks again for your outstanding effort. Richard Hutchinson
    Richard H.
    Langhorne, PA · via Jude Martin Brennan
    June 2021
    “
    Jude is great, very responsive an diligent with sticking to the timelines. I highly recommend him and his team!
    Amy A.
    Lansdowne, PA · via Jude Martin Brennan
    April 2021
    “
    Lots of good follow up. Working with Jude was great.
    Kathy Y.
    Titusville, NJ · via Jude Martin Brennan
    February 2021
    “
    I will greatly recommend him to family and friends. He took his time to find me the best rates.
    Noor U.
    Philadelphia, PA · via Jude Martin Brennan
    January 2021
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    Our Branch

    Hartel

    American Financial Network · NMLS #237341

    Address
    2021 Hartel St., Suite 100
    Levittown, PA 19057
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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