As Mortgage Advisor / Branch Manager with American Financial Network -  I’m proud to lead a team of top mortgage loan originators who share my dedication and commitment in serving our new homebuyers, past clients and Real Estate partners. I alone have over 40 years of experience specializing in all types of Down Payment Assistance Programs for First Time Homebuyers, In addition to other products and programs that we have available for our clients. Finding the right solution for your individual needs is our mission.

As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are looking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstance. We offer Conventional, FHA, VA, USDA, Jumbo, and Specialty products, and I am prepared to help you find a loan that is right for you.

Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. You have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.

As a Bilingual Reverse Mortgage Advisor with over 25 years in the Mortgage industry, I have dedicated the past 15 years of my career exclusively to the Reverse Mortgage Division. My experience and knowledge enables my clients, who over the age of 62, to utilize a portion of their home's equity to their advantage. My passion is to educate others about reverse mortgages so they can determine which options fits their needs to enhance their financial situation. My clients have been able to use their reverse mortgages to finally pay off debts, cover medical expenses, pay for in home health care, or simply fill their golden years with the things they love most. In addition to focusing on my profession, I enjoy spending time with my children/grandchildren and coaching the youth in my community. As a resident of Montebello for over 21 years, I am fully vested in my community and committed to providing quality service to my clients and their families. I aim to become the lifetime resource for every client and I constantly strive to be “The Reverse Mortgage Professional of choice.”

As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are looking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstance. We offer Conventional, FHA, VA, USDA, Jumbo, and Specialty products, and I am prepared to help you find a loan that is right for you.

Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. You have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.

 I bring more than 20 years experience in Mortgage loans/consulting to help clients and business partners achieve the American Dream. Customer service is always at the forefront with my clients. I would like for my clients and business partners to think of me as not a business partner, but as a friend they can trust. " I really do care about their situation and getting their financial goals satisfied. Whether they are buying or refinancing, I'm here to assist and advise all the way through."

With over 15 + years experience, I have assisted 1000’s of families. I spend my time educating my clients to make sure I can help them choose the correct mortgage product. It is my personal mission to help families achieve the American Dream and create sustainable home ownership. I truly enjoy helping everyone, from first time homebuyers, to high net worth buyers. My extensive knowledge of products ranges from Down Payment Assistance Programs (DAPS), Teacher Programs, Energy Efficient Mortgage Programs, 203k Renovation Loans, Conventional , FHA, VA, Good Neighbor Next Door.


Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.


After you've applied, I'll call you to discuss the details of your loan options, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone or email for personalized service and expert advice.


I look forward to working with you!

Results oriented and highly motivated, providing excellent customer service is on top of my list. The mortgage industry keeps evolving and while I keep myself abreast of the new technologies coming out, I never forget to put my personal touch to each and every transaction I deal with and always with a ready "SMILE". Having been in this business for the past 17 years, I believe that my job as a Mortgage Advisor requires public trust and as such, I always keep in mind that my clients' best interest always comes FIRST.

I came from humble beginnings and I am proud of it. That taught me how to value people, time and money at such an early age. That's why for me, each deal is not just a number. Behind every transaction are people and I take that seriously. I feel a certain kind of fullfillment each time I am able to help people realize their dream of homeownership and that to me is PRICELESS!