Loan Officer Location
About Me
Loan Officer · NMLS 773591
Over the past 12 years, I have helped 1000+ families have a GREAT experience when purchasing or refinancing their homes. My dedication has earned me the trusted recommendations of past clients, Realtors, Financial Advisors, CPAs, and Attorneys. I am grateful for the opportunity to serve others. To me, the mortgage business is very simple: Treat each client as if they are family. Educate them on the facts and steps to complete the process with ease. Be direct, always communicate and never sugar coat. The gold is in the referral, so to me, nothing is more important than a 100% satisfied client. If you give me a chance to serve, I will become your lender for life!
My Location
Plano 2400 N. Dallas Parkway Suite 450, Plano, TX 75093
Social Survey View
Richard Camp's
OVERALL RATING
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"Richard..."
Richard communicated well with both parties to ensure we closed on time, despite it being towards the tail end of the year.
Drew
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"Richard is ALWAYS..."
Richard is ALWAYS on top of the home buying process. I never need to worry about my closing when working with Richard, and that is why I ONLY use Richard!!!
Justin
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"Service was very..."
Service was very attentive and expedient. There was a genuine commitment to work in my best interest.
David
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.