Loan Officer Location
About Me
Loan Officer · NMLS 367879
These experiences have allowed Steven to serve as a valuable resource to his clients, as well as, real estate and financial professionals. He specializes in home purchases, and refinances for those seeking better terms with their existing home mortgage.
Steven prides himself on educating first time home buyers on the nuances of the mortgage application process. Additionally, his professionalism and sense of urgency affords move up buyers and refinance clients an outstanding mortgage experience. He is trained and certified as a FHA 203K specialist since 1999. In
2008, he was awarded the "Mortgage Professional of the Year" by the National Association of Real Estate Brokers. 100% of his clients are derived from past clients and real estate professionals.
Professionally, he maintains a level of expertise and knowledge that afford you the opportunity to secure the best mortgage program that meets your needs.
Steven is a student of the profession, attending numerous conferences and seminars to stay at the cutting edge of this very fast paced industry. He has a reputation as a lender with integrity and getting to the closing on or before the scheduled settlement date.
Personally, Steve presently serves or has served on various Business, Educational, Community-Based and Faith-Based Board of Directors. He loves to mentor inner city youth and young adults and is an avid skier. Steve received a BS in Commerce from Rider University and attended Fairleigh Dickinson University where he studied in their Masters of Business Administration program. He has one daughter, Chelsea, who is a financial wealth advisor in New York City.
My Location
Hackensack 75 Essex St Suite 109, Hackensack, NJ 07601
Social Survey View
Steven Cooper's
OVERALL RATING
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"If I was able to..."
If I was able to get a lower interest rate but Mr. Cooper was very helpful
Denroy Morgan
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"Steven Took His..."
Steven Took His Time With Me Explain Everything That. I Needed To Work Out To Get A Close Date For The House. I Would Like To Say Thank You For Everything You Did For Me And My Family
Jerome White
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"Steve's..."
Steve's expertise and confidence! Other lenders gave up on us but not Steve. He told us from day 1 that he was going to close the deal and he DID THAT!!! Thank You Steve!
Dana E Cohen
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Loan Program View
LOAN PROGRAMS
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.
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USDAPurchase or refinance property located in a rural area (as designated by the U.S. Department of Agriculture). These loans are available to most borrowers and will lend up to 100% of a property’s value.