Loan Officer Location
About Me
Loan Officer · NMLS 1078498
As a licensed mortgage loan originator, I take pride in providing exemplary service to home buyers, homeowners and real estate professionals. Being a mortgage loan originator is more than a job, it is my profession and my career. My professional mission is to help you achieve The American Dream with your home financing needs. Whether you’re purchasing your first home, an investment property, or refinancing an existing mortgage, I look forward to working with you to find the mortgage product that’s right for you. Throughout the approval process, I’ll keep you up-to-date on the status of your loan. And, if you have a question or concern, my team and I are only a phone call or email away.
My Location
Marlton 5331 Primrose Lake Circle Suite 224, Tampa, FL 33647
Social Survey View
Tracy Barnes's
OVERALL RATING
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"Timely loan..."
Timely loan processing. Professional expertise by my loan processor, Tracy Barnes. User friendly web portal; effective and responsive communications by loan processor and underwriting representative.
Dennis
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"Tracy, you were..."
Tracy, you were ABSOLUTELY AMAZING We Were worried about buying our first home but you made it extremely easy and straight forward. We can’t Thank you enough!
Jeffrey
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"Tracy explained..."
Tracy explained every step in detail, told us what to expect, calmed us down when things didn't look right or we didn't understand. She's awesome and we'll refer her to everyone we know.
Sean
Calculator View
- Purchase Calculator
- Refinance Calculator
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.