Loan Officer Location
About Me
Loan Officer · NMLS 220062
Will Rivas is an accomplished mortgage expert, consultant, and investor, fluent in both English and Spanish with 23 year plus of experience and knowledge. He leads a team of professional and dedicated Mortgage Loan Originators at AFN.
He is passionate and dedicated to educating, helping, and guiding both first time and seasoned home buyers as well as investors helping them achieve their objectives and dreams of home ownership in NJ NY and PA.
Outside of work he is a devoted husband and father, dedicating to his family, friends, and volunteering at his church.
If you are looking for someone with years of experience, knowledge, professionalism, and transparency contact him at 973.479.8911 and check out his Instagram account “itswillrivas_”
My Location
Paramus 500 Craig Road, Suite #202, Manalapan, NJ 07726
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William Rivas's
OVERALL RATING
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"Working with..."
Working with William Rivas is what made the process simple and easy. Great person to work with.
Magaly
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"William Rivas was..."
William Rivas was an exemplary mortgage broker, demonstrating not only profound expertise in his field but also a remarkable level of professionalism and dedication. He was incredibly informative, ensuring that I understood every aspect of the mortgage process. He was always available to answer questions, provide guidance, and offer reassurance throughout the entire journey. His responsiveness and attention to detail made a significant difference, making the process smooth and less stressful. William Rivas is an outstanding mortgage broker, his expertise, dedication, and professionalism make him an invaluable asset to anyone navigating the home buying process. I would definately recommend William to my friends, family or anyone seeking a trustworthy mortgage advisor.
Mary
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"You guys made a..."
You guys made a great job very high recommendation
Manuel
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.