Loan Officer Location
About Me
Loan Officer · NMLS 1992836
If you are looking for a Great loan then you have come to the right place. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance.
In addition to having a caring approach in positively impacting people’s lives and making a difference, I am well versed with mortgage financing and in creating solutions for my Friends/Clients! I’m available 24/7! You can call or text me on my cell ANYTIME! Additionally, you have access to me via email direct or through my website. My cell is NEVER shut off and the internet is always running so let’s just say the only reason you won’t be able to reach me is if I'm on the phone or sleeping"!
So lets get started, call me, text me, email me or simply fill out the information on this website and lets get started on saving you money on refinancing your home, take cash out to pay off your high interest debt or get pre-qualified to purchase a new home or investment property. What ever your needs, I can help. Lets get started....
My Location
Formula Funding 10 Pointe Drive, Suite 330, Brea, CA 92821
Social Survey View
Vijay Kancharla's
OVERALL RATING
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"Everything was..."
Everything was pleasant. Thank you for everything!
Christian
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"Tonya Jackson was..."
Tonya Jackson was excellent with providing me with everything I needed. She is a true blessing and asset to the organization. Thank you all.
Renee
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"the survey needs..."
the survey needs an option that is "n/a", vijay is fine, we just did not have much communication/interaction so it is not easy or fair to assess their performance with this survey.
Adan
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- Refinance Calculator
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.