Loan Officer Location
About Me
Loan Officer · NMLS 1696955
I’m a licensed Mortgage Loan Officer because I love helping people. At New Millennium Mortgage, I have the ability to help homebuyers and homeowners in Indiana and Illinois. We’re a full-service lender that provides a wide variety of loan options including Conventional, FHA, VA, USDA, and Jumbo loan programs. I value building strong client relationships while simplifying the mortgage process for the borrower to make their experience stress free and enjoyable. It is my goal to focus on each borrower's individual needs and ensure that they get approved for the loan that is the BEST fit for them.
My Location
New Millennium Mortgage 220 3rd Ct. SE, Demotte, IN 46310
Social Survey View
Zachary Prairie's
OVERALL RATING
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"Every question..."
Every question asked was answered within excellent time. Great communication and information given out!
Jeffrey
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"Zach was very..."
Zach was very good at keeping us informed. Very professional. Thanks Zach!
Darrell
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"Zachary was..."
Zachary was awesome got me my loan faster then expected and got us into the home of our dreams
Jerry
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.