AFN LONG ISLAND

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373413+ Years ExperienceLicensed Nationwide
    41+
    Loans Closed
    3+
    Years in Business
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Jimmy Albayrak

    Branch Manager

    (516) 603-7814Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 21 families & counting

    ★★★★★5.021 verified reviews
    "
    "Working with Jimmy was an absolute pleasure! From start to finish, he demonstrated incredible professionalism, patience, and care. He took the time to clearly explain every step, answered all my questions, and made what can often be a stressful process feel manageable. I always felt supported and in good hands. I highly recommend him and his team to anyone!"
    Faruk E.
    Port Jeff Sta, NY · via Jimmy Albayrak
    March 2026
    "
    Very prompt and very communicative. He guided us through the entire process without us having to worry about daunting tasks that we may not be aware of. We felt assured thanks to his past experience and knowledge.
    Bercis Yelda T.
    Commack, NY · via Jimmy Albayrak
    February 2026
    "
    Since the very first day we started working together, he has been helpful in every aspect. He responded to all of my questions in a timely manner and provided clear and detailed explanations. None of my inquiries were left unanswered. Throughout the entire process, he handled every required task step by step in an organized and consistent manner. Thanks to this high level of professionalism, I would be more than happy to work with him again.
    Ayse Yagmur S.
    Commack, NY · via Jimmy Albayrak
    December 2025
    “
    Ilginiz ve hizli hareket etmeniz tesekküler
    Murat I.
    Cortlandt Mnr, NY · via Jimmy Albayrak
    November 2025
    “
    Jimmy albayrak answered all our questions and explained everything making it a easy and great experience
    Christos B.
    Coram, NY · via Jimmy Albayrak
    September 2025
    “
    Jimmy was extremely responsive, great at explaining the entire process in a manageable manner . He was always honest, available , and willing to help. He made the entire process easy and even when we were shopping for rates he never put any pressure on us to go with Envoy. I would reccomend Jimmy to everyone. He was a pleasure to work with.
    Cecilia R.
    Glen Head, NY · via Jimmy Albayrak
    August 2025
    “
    Jimmy is extremely knowledgeable about the financial process. He was very responsive to my needs and I would highly recommend him to handle all of your financial needs. He is truly the best. He is very professional and his willingness to go above the call to ensure your application is processed in a timely manner and take all necessary measures to assist in obtaining approval for financing. He is truly the best!
    Ali S.
    Westbury, NY · via Jimmy Albayrak
    July 2025
    “
    First of all, I would like to thank Mr. Cemal very much, he really contributed a lot to our becoming a homeowner and he is very successful in his job, I will recommend him to all my friends. I wish him continued success.
    Yasemin P.
    Selden, NY · via Jimmy Albayrak
    April 2025
    “
    It was a pleasure working with Jimmy. He swiftly addressed all of my inquiries and inquired about any clarifications I might require. Furthermoere, he always checked in with me, which made the entire process quite fulfilling!
    Sedat A.
    Hauppauge, NY · via Jimmy Albayrak
    April 2025
    “
    I recently purchased a home and worked with Jimmy as my mortgage brokerage he was absolutely fantastic! From start to finish, Jimmy made the entire mortgage process smooth and stress-free. He was incredibly knowledgeable, always available to answer my questions.His professionalism and dedication truly set him apart. I highly recommend Jimmy to anyone looking for a mortgage broker who goes above and beyond for his clients. I cannot thank him enough.
    Ebru A.
    Smithtown, NY · via Jimmy Albayrak
    February 2025
    “
    Jimmy and Helene were very patient, supportive and responsive . They did everything they could to make the process as wasy as possible and made themselves available to answer any and all questions .
    Jessica B B.
    Huntington, NY · via Jimmy Albayrak
    January 2025
    “
    Jimmy made the whole process easy. He was very helpful and a great communicator. It was a pleasure working with him. I will highly recommend him to others.
    Taylan V A.
    Port Jefferson, NY · via Jimmy Albayrak
    December 2024
    “
    He's works very honestly there is no problem with the documents Thank you so much everything
    Emine K.
    Lindenhurst, NY · via Jimmy Albayrak
    December 2024
    “
    Jimmy was extremely helpful at every step of the way thru the process. He doesn't mind to go the extra mile to help out. It will be pleasure to highly recommend him to family and friends.
    Alex S.
    Middle Island, NY · via Jimmy Albayrak
    October 2024
    “
    Jimmy is a great guy and he was extremely helpfull from A-Z. i will definetly recommend to all my friends and families. Thanks jimmy for everything.
    Ilhami Sarper K.
    West Babylon, NY · via Jimmy Albayrak
    August 2024
    “
    He is responsive and answered questions precisely. He was very helpful during the all process.
    Osman Metin Y.
    Hauppauge, NY · via Jimmy Albayrak
    May 2024
    “
    Exceptional Service and Expertise! Jimmy Albayrak guided me through every step of the process with clarity and transparency, ensuring I understood all aspects of the loan and answering all my questions promptly and thoroughly. Jimmy took the time to assess my financial situation and goals, tailoring the mortgage solution to perfectly fit my needs. From start to finish, Jimmy demonstrated unparalleled professionalism, knowledge, and dedication. I wholeheartedly recommend Jimmy to anyone in need of mortgage services.
    Mine I.
    Smithtown, NY · via Jimmy Albayrak
    May 2024
    “
    Jimmy for me a best friend. His politeness, always fast and hard working attitude , always answering my phone regardless of the time. He is the best in Mortgages.????
    Bener C.
    Ronkonkoma, NY · via Jimmy Albayrak
    May 2024
    “
    He was great to work with. Very professional! It was our second time working with him and hopefully will get to work with him in the future!
    Yasemin B.
    Smithtown, NY · via Jimmy Albayrak
    April 2024
    “
    he helped us from the beginning to end the best experience ever
    Adnan C E.
    West Babylon, NY · via Jimmy Albayrak
    April 2024
    “
    Being a first time home buyer, there was a lot we didn't know, however; Jimmy and his team took the time to thoroughly explain everything no matter how silly our question was. With their guidance, I felt like we were able to make fully-informed decisions. I would highly recommend Jimmy and his team to any buyer.
    Hulya B.
    West Babylon, NY · via Jimmy Albayrak
    April 2024
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    Our Branch

    AFN Long Island

    American Financial Network · NMLS #237341

    Address
    155 Water St, Suite 229
    Brooklyn, NY 11201
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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