AMP LENDING

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

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    NMLS #237341Licensed Nationwide
    16+
    Loans Closed
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Alex Pallios

    Producing Branch Manager

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

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    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 6 families & counting

    ★★★★★5.06 verified reviews
    "
    Good communication and reliable was on top of everything and let us know what we needed to get turned in and by when .
    Hugo S.
    Riverbank, CA · via Alex Pallios
    August 2026
    "
    Alex. Alex made the entire process stress free, and made a dream come true.
    Raymond B.
    Merced, CA · via Alex Pallios
    August 2026
    "
    Alex was excellent. He did his job quickly and effiecently and with a sense of pride tht is not common these days. I would use him again in the future.
    John M.
    Park City, UT · via Alex Pallios
    August 2026
    “
    Overall smooth process, and Alex was always available to answer questions by phone and text.
    Hector G.
    Madera, CA · via Alex Pallios
    August 2026
    “
    Alex is reallly responsive, gives great advice , service, and holds on to his word. He jumpstarted our homebuying process and followed through it until the end.
    Luisito Y.
    Hayward, CA · via Alex Pallios
    August 2026
    “
    was very detailed and responsive and answered all her questions in a timely manner and helped us every step of the way. With Alex's knowledge and due diligence, we were able to close the house in a month
    Pavittar Singh G.
    Modesto, CA · via Alex Pallios
    July 2026
    Real Estate Partners

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    Our Branch

    AMP Lending

    American Financial Network · NMLS #237341

    Address
    10 Pointe Drive, Suite 330
    Brea, CA 92821
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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