BURLINGTON

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373417+ Years ExperienceLicensed Nationwide
    3,754+
    Loans Closed
    7+
    Years in Business
    4.8
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Joseph Lose

    Branch Manager

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    Anthony Cerulli

    Loan Officer

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    Ashley Laura Crugnale

    Loan Officer

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    Jared Price

    Loan Officer

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    John Bruno

    Loan Officer

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    Michael Jacobs

    Loan Officer

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    Steven Richman

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 1,534 families & counting

    ★★★★★4.91,534 verified reviews
    "
    Anthony made everything simple, quick and easy!! Love it!!!!
    DEBORAH D G.
    Knoxville, TN · via Anthony Francis Cerulli
    September 2026
    "
    She was always quick to answer allour all our questions. She gave us great advice and if she didn't know she got us the answers
    CHARLES R G.
    Saint Peters, MO · via Ashley Laura Crugnale
    September 2026
    "
    Jared’s timely responses and the portal madr the the process simple and efficient!
    STEPHANIE B.
    Philadelphia, PA · via Jared Price
    December 2023
    “
    John was very responsive, informative and very knowledgable.
    Brian Christopher B.
    Spring Hill, FL · via John C Bruno
    September 2026
    “
    Joseph was so professional and pleasant to work with. He communicated with me throughout the whole process and kept me abreast of the next steps. I was very happy with the fast turnaround. I will definitely recommend him to my family and friends!
    KAREN T.
    Freeport, NY · via Joseph Michael Lose
    September 2026
    “
    Michael was helpful from the beginning in determining the right refi for us! The process was smooth and timely. Thanks!
    Mathew D.
    Tucson, AZ · via Michael Edward Jacobs
    August 2026
    “
    Steve was very professional and got everything accomplished just like he said he would! A man of his word! Thank you so much!!
    ROBERT C.
    Gloucester, VA · via Steven Lee Richman
    September 2026
    “
    Anthony and his team were able to get done what other companies failed to accomplish! They are quick, easy to communicate with and driven by accomplishing the project at hand. You got a customer for life! Thanks for helping free up my life!
    Ean H.
    via Anthony Francis Cerulli
    September 2026
    “
    Ashley was responsive and always willing to explain any part of the process. She went above and beyond to make sure I knew every step that was going to take place and the timing. This is so appreciated as my work schedule is unconventional
    CRYSTAL D A.
    Partlow, VA · via Ashley Laura Crugnale
    September 2026
    “
    Despite the fact that I am a high maintenance client Jared maintained an open line of communication throughout the transaction. He was immediately responsive to every question I had and to every issue that came up. Will use him again.
    ASHTON H.
    Hammonton, NJ · via Jared Price
    August 2023
    “
    Jon was so helpful in making clear decision! He explained everything I was going throug,every step of the way . Really made what is usually a very lengthy , hard, and confusing process into a simplistic gainful one.
    WILLIAM D L.
    Battle Mountain, NV · via John C Bruno
    September 2026
    “
    It was a smooth and straightforward process
    CHRISTINE S.
    Smithtown, NY · via Joseph Michael Lose
    September 2026
    “
    Mike tried to be honest as possible just in the end it was a $4,000 difference but I appreciate
    MICHAEL A G.
    Raytown, MO · via Michael Edward Jacobs
    August 2026
    “
    Good communications with your team on step by step instructions !! Thankyou Carlos & Nancy Perkins
    CARLOS P.
    Cedar Bluff, VA · via Steven Lee Richman
    July 2026
    “
    Anthony and his team are the best, they can get all of your stuff done and go out of there way to make sure you understand whats what's going on.
    LOGAN D A.
    Dassel, MN · via Anthony Francis Cerulli
    September 2026
    “
    Very pleasant people to talk to and very convenient
    MICHAEL J S.
    Hager City, WI · via Ashley Laura Crugnale
    August 2026
    “
    Jared walked us through the entire mortgage process with diligence, great communication, and wise education. We knew he had good for us and made the stressful process of getting a mortgage as smooth as can be.
    Joseph S C.
    State College, PA · via Jared Price
    June 2023
    “
    He was very pleasant to talk too, and made the whole experience quick and easy.
    AUSTIN Dale P.
    Henrietta, MO · via John C Bruno
    August 2026
    “
    Everything was explained ahead, easy to navigate and overall smooth experience.
    Benjamin B.
    Jacksonville Beach, FL · via Joseph Michael Lose
    September 2026
    “
    very quick to respond, and helpful when we had questions.
    HEATHER M L.
    Valley View, PA · via Michael Edward Jacobs
    July 2026
    “
    Everyone I delt with were very responsive and very helpful. Steven and Jared were the best. Everything went very well.
    DAVID R M.
    Sterling, VA · via Steven Lee Richman
    April 2026
    “
    I was in a really bad bind financially and from the very first call Anthony assured me he could help me. He put me back in a position where I could breathe again and I couldn't thank him enough. He and his team worked so fast to help me from getting completely behind on all of my bills. I would recommend Anthony to anyone and AFN to anyone !
    JADA L C.
    Oregon, OH · via Anthony Francis Cerulli
    August 2026
    “
    Ashley always answered all my questions in a timely matter it didn't matter what day of the week or what time she was always available. I couldn't be happier with Ashley!
    Victoria S.
    South Bound Brook, NJ · via Ashley Laura Crugnale
    August 2026
    “
    Jared went above and beyond to ensure that I had a seamless and exception first home buying experience. Jared was always available for all of my questions and I felt fully supported from beginning to end. I am so thankful to have been able to work with Jared and will be recommending all of my friends and family to Jared in the future!
    REBEKAH R B.
    Haddon Twp, NJ · via Jared Price
    September 2022
    Real Estate Partners

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    Our Branch

    Burlington

    American Financial Network · NMLS #237341

    Address
    6 Terri Lane Suite 200
    Burlington, NJ 08016
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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