CHARLOTTE THOMPSON

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #23734111+ Years ExperienceLicensed Nationwide
    841+
    Loans Closed
    11+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Larry Thompson

    Branch Manager

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    Paul Thompson

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 262 families & counting

    ★★★★★4.9262 verified reviews
    "
    I have worked with Larry for several years. He does an excellent job getting a loan that is best for me. His knowledge of mortgages and finance is incredible. His communication is excellent, and he is just a great guy to work with.
    Scott A C.
    Oak Island, NC · via Lawrence Paul Thompson III
    April 2026
    "
    the amount of effort put into helling us get the house we wanted and the great communication
    Norvin Josue A.
    Lancaster, SC · via Paul Thompson
    November 2024
    "
    Larry is the best. He always answers our calls and made sure I got a mortgage. Works with any situation!
    Clara H.
    Reidsville, NC · via Lawrence Paul Thompson III
    March 2026
    “
    Larry is knowledgeable, efficient, and provides excellent guidance. I have been working with him for about 15 years on multiple morthages and all have been excellent experiences.
    Harvey H.
    Hopkins, SC · via Lawrence Paul Thompson III
    February 2026
    “
    He treated me as if i I were family- really took the time & care most wouldn't
    Mischelle Faye H.
    Concord, NC · via Lawrence Paul Thompson III
    February 2026
    “
    Larry helped me achieve the almost uncheivable.
    Vincent M.
    Gastonia, NC · via Lawrence Paul Thompson III
    January 2026
    “
    Larry responsed quickly to my calls/emails and kept me informed of necessary information on a daily/weekly basis.
    Kathryn Canody O.
    Sneads Ferry, NC · via Lawrence Paul Thompson III
    January 2026
    “
    Larry was very helpful and supportive throughout the whole process. Answering any questions or concerns that we had.
    Sydney Marie M.
    Charlotte, NC · via Lawrence Paul Thompson III
    December 2025
    “
    Larry is amazing to work with! He was easy to reach, answered all my questions, and stayed on top of everything from start to finish. Super professional and very knowledgeable. I’d absolutely recommend Larry to anyone looking for a solid, trustworthy lender.
    Jordan S.
    Concord, NC · via Lawrence Paul Thompson III
    December 2025
    “
    Great communication and professionalism. quick and seamless process
    Daniel M.
    Banner Elk, NC · via Lawrence Paul Thompson III
    November 2025
    “
    Larry was very helpful through the entire process. Anytime I had questions he answered all them or if I was confused he helped me understand. Larry also kept me updated during the whole process and anytime anything chnaged he relayed the information. At no point were my wife and I confused.
    Casey Dominic M.
    Richlands, NC · via Lawrence Paul Thompson III
    November 2025
    “
    Working with Larry was truly a blessing. My husband Casey and I can honestly say we wouldn’t be in our dream home today without his help. From the very beginning, Larry went above and beyond to make sure we understood every step of the process. He was patient, professional, and always available to answer our questions no matter how small. Buying a home can be stressful, but Larry made it feel easy and even exciting. We’re so grateful for his knowledge, guidance, and kindness. If you’re looking for someone who genuinely cares and works hard to make your dreams a reality, Larry is the one!
    Katherine A.
    Richlands, NC · via Lawrence Paul Thompson III
    October 2025
    “
    Larry was very knowledgeable and I feel that he got me the best deal he could. He is also very easy to work with.
    William Hastings S.
    Charlotte, NC · via Lawrence Paul Thompson III
    September 2025
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    Our Branch

    Charlotte Thompson

    American Financial Network · NMLS #237341

    Address
    10610 Metromont Parkway, Suite 201
    Charlotte, NC 28269
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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