DASHIELL

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373416+ Years ExperienceLicensed Nationwide
    125+
    Loans Closed
    6+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Patricia Araya Estay

    Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 33 families & counting

    ★★★★★5.033 verified reviews
    "
    Extremely friendly and very knowledgeable. Helped us through a very stressful time!
    Elliot J R.
    Aldie, VA · via Patricia Araya Estay
    July 2026
    "
    Patricia deeply cares about helping her clients/customers and that was felt through the whole process. It was nice to feel as though we had a partner going through this whole experience for the first time. I would highly recommend American Financial Network and Patricia to anyone - first time home buyers, especially - as she made the process easy and possible for us and we'll be forever grateful :)
    Sheryn Lynnette R.
    Aldie, VA · via Patricia Araya Estay
    July 2026
    "
    She was in top of it at all-time. Thanks for that !
    Mario A. R.
    Triangle, VA · via Patricia Araya Estay
    February 2026
    “
    I just have to tell that I have a good experience working with you
    Tania M. G.
    Manassas, VA · via Patricia Araya Estay
    February 2026
    “
    Patricia is definitely someone who pays attention to every detail to get the best credit option at the right time. She is kind, diligent, and super efficient.100 % satisfaction.
    Jesus R P.
    Fredericksbrg, VA · via Patricia Araya Estay
    January 2026
    “
    Very good Comunication and very profesional
    Omar S O.
    Fredericksbrg, VA · via Patricia Araya Estay
    January 2026
    “
    patricia very professional i'm very blessed she did a very good job thank you ??
    Jose Julian P.
    Spotsylvania, VA · via Patricia Araya Estay
    June 2025
    “
    Patrcia communicated clearly and timely. She made the process easy.
    Perla E L.
    Front Royal, VA · via Patricia Araya Estay
    May 2025
    “
    Patricia has helped me since two years ago and she has alot of patience she has helped me and orientated me on how to prepare myself in buying a house i would recommend her to my friends and family thank you patricia for your help.
    Miguel A. H.
    Woodbridge, VA · via Patricia Araya Estay
    October 2024
    “
    The process was easy. Good communication, patience.
    Joseph Amilcar P.
    Manassas, VA · via Patricia Araya Estay
    June 2024
    “
    She is very patient and explains things to me I don't understand.
    Noemi H.
    Manassas, VA · via Patricia Araya Estay
    June 2024
    “
    She was able to obtain a 2% grant through Rocket Mortgage however I would have loved to lock the interest rate lower than what I did. I understand that she was working with the information that was presented and that it didn’t help her to help me lock the rate when they were lower. Thank you so much Patricia for all your effort and support!
    Salvador Ulises E.
    Fredericksbrg, VA · via Patricia Araya Estay
    April 2024
    “
    Awesome! Patricia is an extraordinary professional, and I strongly recommend her services. She takes care of every single detail, she works hard to find the solution that best fits your requirements, and she is always super proactive and ready to provide clarifications as needed. I will seek her advice and services in any future occasion, with no doubt.
    Nizar Munir E.
    Arlington, VA · via Patricia Araya Estay
    January 2024
    “
    the patience they had to each question and process, very grateful for everything
    Cinthia I A.
    Manassas, VA · via Patricia Araya Estay
    August 2023
    “
    Este ha sido nuestro primer proceso de compra y Patricia hizo que todo fuera muy claro, explicó muy bien todas las dudas que teníamos y en todo momento nos estuvo apoyando. Se ve que tiene mucha experiencia y eso nos dió confianza.
    Ulises T R.
    Fredericksburg, VA · via Patricia Araya Estay
    July 2023
    “
    Patricia was really attentive to me and my husband through the whole process. Buying a house can be really stressful and Praticia made the whole transaction a lot less stressfull!
    Noemi Paloma E.
    Fredericksburg, VA · via Patricia Araya Estay
    July 2023
    “
    There are not enough words to explain how phenomenal Patricia made this experience. I am still in awe of her expertise, her patients and overall her kindness.
    Emmanuel C.
    Woodbridge, VA · via Patricia Araya Estay
    December 2022
    “
    She was always available when we needed her
    William M A.
    Stephens City, VA · via Patricia Araya Estay
    July 2022
    “
    Her professionalism, attention to detail, and willingness to address every question and to provide her client with the certainty needed to move forward during the different steps of the process.
    Nizar Munir E.
    Fairfax, VA · via Patricia Araya Estay
    June 2022
    “
    The communication Patricia provided. Very professional and very responsive.
    Vanessa Denise C.
    Alexandria, VA · via Patricia Araya Estay
    May 2022
    “
    Patricia was awesome during the whole process, she helped us understand every little nuance and number that she gave us, she always took the time to explain to us whatever we needed and she was ALWAYS available!
    Mauricio Jose C.
    Alexandria, VA · via Patricia Araya Estay
    May 2022
    “
    Patricia was very responsive and helpful during the process.
    Samuel Alan L.
    Stafford, VA · via Patricia Araya Estay
    March 2022
    “
    Patricia is awesome! She was always answering my questions and keeping me update with each step in the process.
    Valerie Janet L.
    Stafford, VA · via Patricia Araya Estay
    March 2022
    “
    Great experience with a happy ending! Patricia is the best!
    Andrea Celeste M.
    Manassas, VA · via Patricia Araya Estay
    October 2021
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    Our Branch

    Dashiell

    American Financial Network · NMLS #237341

    Address
    3302 Old Bridge Road, Suite A
    Woodbridge, VA 22192
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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