DIAMOND BAR

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373419+ Years ExperienceLicensed Nationwide
    307+
    Loans Closed
    9+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Rick Hernandez

    Branch Manager

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    Aime Paz

    Loan Officer

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    Alex Rosales

    Loan Officer

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    Cecilia Romero

    Loan Officer

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    Jose Bugarin

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 175 families & counting

    ★★★★★4.9175 verified reviews
    "
    Just how quick Aime was to respond, even when there’s times when I would reach out later in the day it wouldn’t take long to get a response. Also any questions I had no matter how simple she would make it in more simple for me to understand. Very patient and understanding and honestly couldn’t have been more grateful to have her help out.
    Irving N.
    San Bernardino, CA · via Aime Isela Paz
    July 2024
    "
    Alex and Aime kept me informed and always answered my questions promptly. They made the whole process easy for me. Great customer service!
    Lorine B.
    Moreno Valley, CA · via Alex Alfred Rosales
    May 2024
    "
    Cecilia guided me and answered every question and suggestion i had.. not once did she say no or it cannot be done, she just found a way to get me the best possible rate and closing costs..i am nothing but grateful for her patience, expertise and professionalism..once again, thank you Cecilia...
    Jesus E.
    Hemet, CA · via Cecilia Soto-Romero
    December 2024
    “
    Jose was always available via phone and email, returning communication in an hour or less. He kept us updated every step of the way and advocated for us on numerous occasions
    Shante Olivia W.
    Winchester, CA · via Jose Bugarin
    July 2025
    “
    The amount of care and attention that went into our loan approval and everything else we needed to do. Rick and his team made sure we understood everything and that we were confident in moving forward. They were always available if we had questions and made sure the whole process ran smoothly. I cant wait to tell everyone i know that Rick and his team are the best!!
    Ryan Anthony S.
    Ontario, CA · via Rick Hernandez
    June 2026
    “
    Aime made us feel very comfortable and explained the process very well. No questions were left answered.
    Aenri Eva G.
    Beaumont, CA · via Aime Isela Paz
    September 2023
    “
    Alex is a wonderful agent to work with, he is very professional and very attentive to his clients.
    Irene S.
    La Puente, CA · via Alex Alfred Rosales
    March 2023
    “
    She was very helpful and would definitely recommend her to family and friends!
    Jimmi R.
    Mojave, CA · via Cecilia Soto-Romero
    December 2023
    “
    Jose was an exceptional loan officer! Very friendly and on point! I would definitely refer my family, friends and coworkers to Jose for home loans!
    Qui N.
    Whittier, CA · via Jose Bugarin
    January 2024
    “
    Rick and Aimee were absolutely amazing!I had a short sale purchase that created many obstacles that they navigated through very smoothly and thoroughly. They maintained being solution oriented while maintaining extremely great communication, clarification and reassurance. I would only buy or sell my homes in the future with them at my side. They worked extremely well with my realtor and ALL parties involved. Documents were requested and processed in extremely timely manner, and they made the process feel as if I were family and provided a very personal tailored experience to my process. They exceeded all expectations and I would only ever recommend utilizing them as anyone's lender. It was the epitome of perfect customer service! Thank you again for everything Rick!
    Paul Joseph N.
    Beaumont, CA · via Rick Hernandez
    May 2026
    “
    Ms. Paz was extremely knowledgeable and attentive during the entire process.
    Israel G.
    Beaumont, CA · via Aime Isela Paz
    September 2023
    “
    My wife and I felt like Alex was with us every step of the way. He was available day and night even in weekends. He made us feel like we were his friends and only customer. We look forward to referring him to others and to continue to do business with him.
    Marc David S.
    Pomona, CA · via Alex Alfred Rosales
    December 2022
    “
    I want to say thank you for helping us save with our mortgage. You did a great job, it was a pleasure working with you. Thank you so much
    Ma Esther A.
    Selma, CA · via Cecilia Soto-Romero
    September 2021
    “
    Jose was very helpfull and patient with us. He made this whole experience way better
    Juan D. R.
    Perris, CA · via Jose Bugarin
    September 2023
    “
    Ricardos communication and knowledge walking me through the process and what would be best for my situation.
    Andrew W.
    La Habra, CA · via Rick Hernandez
    April 2026
    “
    My approval amount was great! and fast. The process along the way was smooth.
    Jeanne G.
    Palmdale, CA · via Alex Alfred Rosales
    August 2022
    “
    The Loan Officer experience, knowledge, communication skills and performance was excellent. Both Selling agent and Listing agent was very pleased with Cecilia. She helped keep the deal together between buyers and sellers. Corporate office internal process should incorporate a better TRACKING system of contractual Closing Dates as a primary goal of their internal operation.
    Reynaldo R.
    San Bernardino, CA · via Cecilia Soto-Romero
    December 2020
    “
    Communication and quick response from all the loan team is what made it great.
    Macario C.
    Perris, CA · via Rick Hernandez
    April 2026
    “
    He was responsive and helpful. He clarified questions when asked. He took the time to break down information.
    Liana K.
    Carson, CA · via Alex Alfred Rosales
    September 2021
    “
    Cecilia is very kind, professional and hard working. She provided excellent customer service to my clients and to me as their agent. She guided my clients from the very beginning on how to prepare for the home buying process, all the way to the very end when escrow closed on their new home.
    Marcia M.
    Chino Hills, CA · via Cecilia Soto-Romero
    December 2020
    “
    Rick was helpful from the very beginning. Great communication amd and kept me informed every step. felt as if a family member was helping me with the process.
    Michael Stephen O.
    Fontana, CA · via Rick Hernandez
    October 2025
    Real Estate Partners

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    Our Branch

    Diamond Bar

    American Financial Network · NMLS #237341

    Address
    10 Pointe Drive, Suite 330
    Brea, CA 92821
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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