DRUID HILLS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373411+ Years ExperienceLicensed Nationwide
    84+
    Loans Closed
    1+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Raphael Hirsch

    Producing Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 228 families & counting

    ★★★★★4.9228 verified reviews
    "
    Raphi was very communicative and helped make the process feel simple and smooth. He's fantastic!
    Rachel F.
    Atlanta, GA · via Raphael Hirsch
    August 2026
    "
    Raphi was always whick quick to ansser answer my questions and very helpful!
    Gary Nathan F.
    Johns Creek, GA · via Raphael Hirsch
    August 2026
    "
    Rafi did a fantastic job! We had a pretty bad experience with a previous lender and Rafi helped us turn our loan/mortgage experience around. He got us to closing in less than 20 days with zero issues. He communicated with us every step of the way and everything went smoothly.
    Sara B.
    Atlanta, GA · via Raphael Hirsch
    August 2026
    “
    We had to change lenders with three weeks before closing . Raphi got our loan done speedily and efficiently with no stress
    Michael B.
    Atlanta, GA · via Raphael Hirsch
    July 2026
    “
    Raphi was always available for our calls no matter the time of day, and was always attentive and helpful!
    Oti F.
    Johns Creek, GA · via Raphael Hirsch
    July 2026
    “
    I've worked with Raphael several times. he's always done a great job and gotten me the best rates. I trust him completely and wouldn't use anyone else
    Mike H.
    via Raphael Hirsch
    July 2026
    “
    He answered ebery question quickly and explained everything to me.
    Amy B.
    Atlanta, GA · via Raphael Hirsch
    July 2026
    “
    Fast response to questions, clear guidance , very knowledgeable
    Malka L.
    Atlanta, GA · via Raphael Hirsch
    July 2026
    “
    Clear and consice communiction throughout the entire process.
    Samuel G.
    Atlanta, GA · via Raphael Hirsch
    July 2026
    “
    Answered all questions in a timely matter. Took us through the many steps and paperwork in an organized timely fashion
    Eliahu L.
    Atlanta, GA · via Raphael Hirsch
    June 2026
    “
    Raphi explained every step to us to ensure we understood and were alligned. He was always availabl and answered every question we had. The entire team was great.
    Samuel W.
    Atlanta, GA · via Raphael Hirsch
    June 2026
    “
    Raphi helped us so much and didnt stop until he was able to get it done!
    Peter Eugene B.
    Cornelia, GA · via Raphael Hirsch
    June 2026
    “
    I would do it all over again with Raphi. Buying a house takes more then money, it takes effort and it all worked out.
    Christopher David H.
    Athens, GA · via Raphael Hirsch
    May 2026
    “
    Raphi and his team provided great service. They're very responsive and easy to work with. They truly focus on what’s best for you, not their own business, and are always looking for solutions rather than creating obstacles. Highly recommend!
    Janira Americo B.
    Rome, GA · via Raphael Hirsch
    April 2026
    “
    Raphi was very helpful and made the process very smooth!
    Daniel L.
    Atlanta, GA · via Raphael Hirsch
    April 2026
    “
    Polite, soft spoken and very respectfull and he gave all the time I needed to understand the process. 100% satisfied.
    Karim Q A.
    Buford, GA · via Raphael Hirsch
    March 2026
    “
    Always there to answer questions run and rerun numbers to make sure we understood
    Yitzchok Yaakov G.
    Atlanta, GA · via Raphael Hirsch
    February 2026
    “
    Raphi made the loan process so seamless and easy for us. It really was amazing! I would highly recommend Raphi to friends and family
    Menachem Mendel L.
    Covington, GA · via Raphael Hirsch
    December 2025
    “
    Raphael Hirsch delivers an exceptional mortgage experience through his clear communication and ability to simplify complex financing details. He is consistently patient and attentive, ensuring I felt confident and supported at every step. His professionalism and responsiveness make the entire process smooth and stress-free. Overall, working with Raphael Hirsch feels like having a trusted expert in your corner.
    Joel M F.
    Stone Mtn, GA · via Raphael Hirsch
    November 2025
    “
    Raphi answered all of my millionm question. never seemed overwheklmed by my birrage of questions and walked me through the process in a very palatable way. highly recommend
    Jacob Judah R.
    Sandy Springs, GA · via Raphael Hirsch
    October 2025
    “
    Raphi Hirsch was very helpful and wonderful through my home buying process.. he made it as painless as possibl! Thanks to you and your team for making my dreams come true!
    Shana J.
    Mcdonough, GA · via Raphael Hirsch
    October 2025
    “
    Raphael was amazing! Very communicative and easy to work with! I will definitely be using his again for future purchases.
    Tamika G.
    Hoschton, GA · via Raphael Hirsch
    October 2025
    “
    Raphael was very easy to communicate with. He gave us real time updates and was very professional with his advice. Overall absolutely great customer service. We really appreciate all his hard work and flexibility.
    Cynthia R.
    Maysville, GA · via Raphael Hirsch
    September 2025
    “
    Great communication. Rafi was extremely helpful and used his knowledge and experience to ensure a successful loan application and closing.
    Moshe Ovadia B.
    Atlanta, GA · via Raphael Hirsch
    July 2025
    Real Estate Partners

    Are you a real estate agent?

    We provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet AI for instant updates. Let's build a partnership that elevates your business.

    Partner With Us
    Visit Us

    Our Branch

    Druid Hills

    American Financial Network · NMLS #237341

    Address
    2250 North Druid Hills Road
    Atlanta, GA 30329
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

    Ready to get started?

    I'm interested in:

    Our team typically responds within 24 hours. No bots, just expert advice.