GROVE OK

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373414+ Years ExperienceLicensed Nationwide
    130+
    Loans Closed
    4+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Theresa Horne

    Branch Manager

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    Todd Deakins

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 90 families & counting

    ★★★★★4.990 verified reviews
    "
    Theresa was absolutely amazing! She was with us each step of the way giving us advice and suggestions, while also allowing us to make our own decisions. She worked hard for us and stood up for us when we needed it. I would 100% recommend Theresa and AFN to any of my friends and family!
    Candace Bronaugh
    via Theresa Horne
    September 2026
    "
    Todd was very helpful and great to work with
    Jeffrey J.
    Grove, OK · via Todd Deakins
    March 2025
    "
    Theresa was always available to address my concerns. She was always pleasant and kind. I feel bad she has had to put up with me because I am so indecisive. Lol I appreciate her so much.
    Leandra K.
    Grove, OK · via Theresa Horne
    April 2026
    “
    If I hadn't known better, I would have guessed I was Theresa's only client. She was always very responsive and was able to explain any questions that I had. Even if she wasn't able to speak immediately, she would send me a message to let me know she would call me back shortly. She was a pleasant person to talk to, and made me feel welcome on a personal level. When we had an issue with an appraiser, I felt like she helped fight for what was right. It's always a bonus to know you have someone in your corner. I would 100% recommend Theresa to any of my friends and family!
    Candace B.
    Grove, OK · via Theresa Horne
    September 2026
    “
    Was smooth and easy from start to finish! Thanks!
    Heather B.
    Grove, OK · via Theresa Horne
    April 2026
    “
    The personal help I recieved through this whole experience . Thank you for Theresa she was well beyond in all ways
    Lisa M C.
    Grove, OK · via Theresa Horne
    April 2026
    “
    She kept us updated with everything going on and was respectful even when we were streasing her out because we were stressed out.
    Dalton N.
    Grove, OK · via Theresa Horne
    July 2026
    “
    Theresa was easy to communicate with and very easy to work with!
    Mark B.
    Wyandotte, OK · via Theresa Horne
    June 2024
    “
    Communication . Lots of communication .
    Tina M E.
    Grove, OK · via Theresa Horne
    July 2026
    “
    Theresa is so knowledgeable and wonderful at what she does. We can’t thank her enough for helping us through this process!
    Sara B.
    Wyandotte, OK · via Theresa Horne
    June 2024
    “
    Theresa was so unbelievably helpful, straight forward, kind, caring, and patient. She made this process so easy and clear.
    Nancy W.
    Grove, OK · via Theresa Horne
    June 2024
    “
    Theresa has wonderful communication skills and is always quick to respond when I had a question.
    Rachel L M.
    Sapulpa, OK · via Theresa Horne
    June 2026
    “
    She did a great job helping through the whole process and answering all questions and being on top of everything. She made the whole process go smoothly.
    Alishamay E H.
    Grove, OK · via Theresa Horne
    June 2026
    Real Estate Partners

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    Our Branch

    Grove OK

    American Financial Network · NMLS #237341

    Address
    204 W 4th Street Unit B
    Grove, OK 74344
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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