LEAGUE OF LENDERS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373414+ Years ExperienceLicensed Nationwide
    78+
    Loans Closed
    4+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Noelle Khalil

    Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

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    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

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    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 150 families & counting

    ★★★★★4.9150 verified reviews
    "
    My experience was great because of Noelle. She was extremely helpful, knowledgeable, patient, and reassuring throughout the entire process. She always took the time to explain everything clearly and made sure I understood what was happening. Even when there were challenges, Noelle stayed on top of everything and worked hard to find solutions. I truly appreciate her dedication, professionalism, and excellent customer service. She made what could have been a very stressful process feel much easier. Thank you, Noelle, for going above and beyond!
    Helena C A.
    Stewartsville, NJ · via Noelle L Khalil
    September 2026
    "
    Noelle and her team always went out of the way to go over and beyond for us . We used her the first time we bought and she was great so there was no question when it came time to buy again that we would only go to her!
    Maximilian B.
    Dunellen, NJ · via Noelle L Khalil
    July 2026
    "
    Noelle was always available to answer any questions I had even during off hours. She was very patient with me as a new homeowner. She was always following up with me in all the task I had to complete during the whole process.
    Kyle C.
    Bound Brook, NJ · via Noelle L Khalil
    June 2026
    “
    Noelle. Noelle made it great. She was absolutely fantastic. Honestly , I wish I could give her a 12 out of 10. She made the entire experience possible wit's her attentive and thorough approach. I'm so impressed with the level of care and professionalism she showed throughout. I dealt with a few lenders on my journey and Noelle just made it feel like this was the right fit. She gave me the confidence that everything would be possible . Noelle made all the difference.
    Eriberto G.
    Teaneck, NJ · via Noelle L Khalil
    March 2026
    “
    What made this experience great was the patience, transparency, and genuine care shown throughout the entire process. I never felt rushed or confused, and every question I had was answered with honesty and clarity. It truly felt like I was working with someone who had my best interest in mind, which made a normally stressful process feel smooth and reassuring
    Stanley D.
    Piscataway, NJ · via Noelle L Khalil
    February 2026
    “
    Excellent lender, always available for any questions and always looking for the best options according to your needs. I couldn't have chosen a better representative.
    Juan T.
    New Brunswick, NJ · via Noelle L Khalil
    February 2026
    “
    Noelle's willingness to help me understand the process. She is patient and knowledgeabl!
    Rafiah F M.
    Newark, NJ · via Noelle L Khalil
    December 2025
    “
    Made the whole process smooth and easy. Couldn't have asked for a better person to handle every aspect of my refi. Thank you Noelle and AFN team!
    Isaac Noel C.
    North Bergen, NJ · via Noelle L Khalil
    November 2025
    “
    She is amazing patient diligent and just overall amazing to work with
    Jasmin L.
    Newark, NJ · via Noelle L Khalil
    November 2025
    “
    Very professional, gave great advice, and helped us stay on target to bc lose on time . Thank you!
    Carlee Heather S.
    Brick, NJ · via Noelle L Khalil
    September 2025
    “
    We cannot say enough wonderful things about our experience with Noelle! From the very beginning of our home buying journey, she made us feel supported, informed, and at ease throughout the entire mortgage process. Buying a home tends to be stressful, but Noelle turned what could have been an overwhelming process into something smooth and even enjoyable. She took the time to explain every step in detail, answered every question, and always responded quickly with kindness and professionalism. What stood out the most was Noelle’s genuine care for our situation. We never felt like we were just another file on her desk. Noelle truly wanted the best for us and worked hard to find the right loan with the best possible rate and terms. Thanks to Noelle’s dedication and expertise, we are now happily settled in our new home, and we are so grateful. If you’re looking for someone knowledgeable, honest, attentive, and truly exceptional, look no further than Noelle Khalil. We couldn’t have asked for a better experience! Thank you so much for everything—you are simply the best!
    Ahmad A.
    Plainsboro, NJ · via Noelle L Khalil
    July 2025
    “
    Working with Noelle was truly a fantastic experience from start to finish. She is incredibly knowledgeable, responsive, and genuinely dedicated to her clients. We are not first time homebuyers, but we still had a lot of questions, and she took the time to walk us through every step with patience and clarity. She made what could have been a stressful process feel smooth and manageable. Her attention to detail, proactive communication, and commitment to getting us the best possible rate were truly impressive. You can tell she cares deeply about helping people achieve their homeownership goals, and that passion shines through in everything she does. We felt confident and supported the entire time, and we couldn’t have asked for a better partner in this process. I would recommend Noelle to anyone without hesitation because she is simply the best! Thank you so much Noelle!
    Abeer G.
    via Noelle L Khalil
    June 2025
    “
    Noelle made the whole process for buying a house as painless as possible. She was very communicative the whole way through on what I needed for my mortgage, explaining my options for the loan and getting me a very good interest rate. I will gladly use AFN and Noelle next time I buy a home.
    Farris A.
    Helmetta, NJ · via Noelle L Khalil
    June 2025
    “
    We’re so glad you had a GREAT experience! For us, it was all thanks to Noelle she was truly excellent from start to finish. Always available to answer any questions we had, and she worked incredibly hard to make sure everything went smoothly. We couldn’t have asked for better support! Thank you so much Noelle from Dahiana & Robert ??
    Dahiana P.
    Linden, NJ · via Noelle L Khalil
    June 2025
    “
    Easy and quick communication . Noelle is very professional.
    Yolanda J G.
    Plainfield, NJ · via Noelle L Khalil
    May 2025
    “
    Noelle is very professional, transparent, goes the millionth mile to get the job done. I love this lady. I don't care if you want to purchase a bird house... she's your person. Praise Yahweh for her, Amen .
    Hazel D.
    Newark, NJ · via Noelle L Khalil
    May 2025
    “
    Noelle service was great! She took her time and walked us through every step thanks for all your help.
    Harry S.
    Newark, NJ · via Noelle L Khalil
    December 2024
    “
    The most Amazing lender hands down, crossed every T and dotted every I getting me the perfect deal, best first time home buyer experience ever I definitely would highly recommen.
    Rafael V.
    Kearny, NJ · via Noelle L Khalil
    December 2024
    “
    Noelle has been an absolute joy to work with. Taking the time to explain every step of the process and ensuring that we had a clear understanding of what’s happening.
    Stevie G.
    North Arlington, NJ · via Noelle L Khalil
    October 2024
    “
    Noelle was exceptionally helpful and informative. She made every conversation feel effortless and welcoming, I never felt like a burden. Her approachable demeanor and excellent communication skills made it easy to ask questions. Noelle's positive energy was evident throughout the entire process. Highly recommend her.
    Dannys U.
    Rutherford, NJ · via Noelle L Khalil
    July 2024
    “
    Noelle was very communicative and went over and beyond to help us. She made buying a house for the first time less stressful.
    Rudany L.
    Montville, NJ · via Noelle L Khalil
    June 2024
    “
    Noelle is very knowledgeable and responsive. She was a me to answer all our questions and get back to us immediately.
    Jason E D.
    Nutley, NJ · via Noelle L Khalil
    June 2024
    “
    The level of knowledge and professionalism was excellent, it was a very easy process, even when we encountered certain obstacles, Noel was and her made sure to always stay on point, helpfull and aggressive to solve any issue we may have had, providing the desired outcome
    M'nard D.
    Avenel, NJ · via Noelle L Khalil
    April 2024
    “
    Noelle will forever be recommended to everyone I know in need of a house! FOREVER!
    Vladimir Reginald B.
    Dunellen, NJ · via Noelle L Khalil
    April 2024
    Real Estate Partners

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    Our Branch

    League of Lenders

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202 & #201
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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