LEE GROUP LOANS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373415+ Years ExperienceLicensed Nationwide
    117+
    Loans Closed
    5+
    Years in Business
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    James Edward Lee

    Branch Manager

    Visit their site

    Alicia Arce

    Loan Officer

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 193 families & counting

    ★★★★★5.0193 verified reviews
    "
    I Highly recommended Mr James and his team. Amazing professionals all the way from beginning to end. Smoothly done less stressful for us. Thank you thank you and James.
    Maria Celin Manahan
    via James Lee
    July 2026
    "
    The communication all the way has been great. Amazing he makes the journey for us easy . His team are excellent professionals. Thank you all so much .
    Maria Notarte M.
    Katy, TX · via James Lee
    July 2026
    "
    Mr James is an excellent knowledgeable communicator. He makes the journey for us to refinance our house smoothly . He did an outstanding job with his team. Thank you so much.
    Dante M.
    Katy, TX · via James Lee
    June 2026
    “
    James was clear, consistent, and empathetic, guiding me through the process. He delivered exceptional service throughout the process.
    Tadrianna Rosannette H.
    Houston, TX · via James Lee
    April 2026
    “
    James and his team did a great job. They made the process simple and easy.
    William B.
    Pearland, TX · via James Lee
    November 2025
    “
    The team was very patient, attentive, responsive and informative. I asked the same questions repeatedly and received cheerful response each time. The times I felt overwhelmed, they respomded with positive and encouraging words. I would highly recommend theit team to any one in search of purchasing a home.
    Alexis K.
    Houston, TX · via James Lee
    August 2025
    “
    James was great and will do business with him again.
    Hector Derrick D.
    Dickinson, TX · via James Lee
    January 2025
    “
    A bettter system of keeping track of documents sent. I sent the same documents at 2 and 3 times to 2 different people. Communication should have been better. Close date had a few surprises that I didn't find out about until i showed up to sign.
    Zabdiel Z.
    Leander, TX · via James Lee
    July 2024
    “
    Mr.Lee made it less stressful for a first time home buyer. He explained the process, walked me through the steps and always informed me when issues came up, told me what I needed to fix it in a timely manner. Always professional,answed questions. Went above and beyond all expectations. Thank you for making home ownership a reality.
    Michael S.
    Henderson, TX · via James Lee
    November 2023
    “
    The Lee Group was exceptional. Extremely transparent and provided me with the best mortgage product for my needs. Took time to explain the details. They are highly recommended.
    River Simone
    via James Lee
    October 2023
    “
    James made our home buying experience wonderful. He communicated well and explained everything to us. He was really knowledgeable and informed us of any changes in our loan process. Getting documents to him was also really easy. The process definitely went smoother than we expected it to and any problems that arose, James was quick to get them resolved asap. We would definitely recommend James to anyone looking to purchase a home. Thank you for all of your expertise and help in us becoming homeowners!!
    Chelsa Barrett
    via James Lee
    July 2023
    “
    James made our home buying experience wonderful. He communicated well and explained everything to us. He was really knowledgeable and informed us of any changes in our loan process. Getting documents to him was also really easy. The process definitely went smoother than we expected it to and any problems that arose, James was quick to get them resolved asap. We would definitely recommend James to anyone looking to purchase a home. Thank you for all of your expertise and help in us becoming homeowners!!
    Chelsa Barrett
    via James Lee
    July 2023
    “
    Mr James, was good about helping as much as he could considering the things we had to go through.
    Melvin James G.
    Burton, TX · via James Lee
    June 2023
    “
    Being a first time home buyer can be scary when it comes to the financial side, however, James reassured me every step of the way! He was knowledgeable, informative, and easy to work with. I will be recommending him to everyone I know! Couldn’t of asked for a better lender. Thank you, James!
    Kaylie Warfield
    Houston, TX · via James Lee
    January 2023
    “
    James and his team were very helpful and answered every question I had. They replied very fast. Closing was smooth and fast
    JACQUELINE A.
    Richmond, TX · via James Lee
    August 2022
    “
    Clear Communication, patient, and encouraging
    Paris G.
    Houston, TX · via James Lee
    August 2022
    “
    Mr. Lee was very informative and helpful throughout the process. He made the experience painless and I would definitely recommend his services to others.
    Kacey S.
    Prairie View, TX · via James Lee
    April 2022
    “
    Very responsive and easy to get in touch with
    Chelsea B.
    Houston, TX · via James Lee
    March 2022
    “
    Communication,timeliness, when I needed him he was a text or phone call away. Very knowledgeable
    Hondrea P.
    Houston, TX · via James Lee
    March 2022
    “
    James was very responsive and quick to answer all questions. He also made sure we understood each step of the process.
    Kimberly
    via James Lee
    February 2022
    “
    James was so knowledgeable and helpful to us all throughout our house buying process. From our initial conversation to closing day, he went above and beyond to make sure our questions were answered. We would highly recommend him to anyone looking for a lender.
    Kimberly
    Pearland, TX · via James Lee
    February 2022
    “
    James was always available to answer any questions and gave us an exceptional level of care and service! Recommend ??!
    Erick B.
    Pearland, TX · via James Lee
    February 2022
    “
    Mr. James, Was very professional and helpful with all of our needs and questions. He informed us about all the details needed for us to get to the finish line. We appreciated all of his help.
    Melvin James G.
    Burton, TX · via James Lee
    February 2022
    “
    I was recommended to James Lee. And now I want to Highly recommend him to others! James Lee and his team are amazing. They helped me and guided me throughout my journey of buying my first new home. James is an amazing person and will do what he can to get you approved. Great communication throughout the whole process. Very patient and caring as well.
    Carlos Escobedo
    via James Lee
    January 2022
    Real Estate Partners

    Are you a real estate agent?

    We provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet AI for instant updates. Let's build a partnership that elevates your business.

    Partner With Us
    Visit Us

    Our Branch

    Lee Group Loans

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

    Ready to get started?

    I'm interested in:

    Our team typically responds within 24 hours. No bots, just expert advice.