LENDERS UNITED

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373417+ Years ExperienceLicensed Nationwide
    513+
    Loans Closed
    7+
    Years in Business
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Brandi Mays

    Primary Branch Manager

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    Candace Ravelle

    Loan Officer

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    Keashia Latrice Allen

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

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    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 60 families & counting

    ★★★★★5.060 verified reviews
    "
    Brandi Mays is pleasure to work with. She was always prompt to answer all my questions, and made sure I completely understood all my options and choices. Brandi always had a great attitude and ensured our best interest was a top priority. I would not hesitate to recommend her.
    Brian J B.
    Martin, TN · via Brandi Nacole Mays
    June 2026
    "
    Candace is Amazing! She is knowledgeable, professional and caring. She got us into our first house at an extremely low rate (partly due to the market at the time) and with a great lender. We are very happy with our mortgage and our home. Most importantly, she’s fun! It was fun doing business with her. Buying a house is a huge expense and it can be very stressful, so it helped to have a loan officer who is positive and supportive. When we made this purchase in OH, we were still living NC, so there was a tight timeline. Everything worked out beautifully. Our loan was closed at the perfect time and when we moved to Oh from NC, we were able to move into our house. I have nothing, but positive things to say about Candace. It was our pleasure working with her and we highly recommend her.
    Merry R.
    via Candace Ravelle
    July 2022
    "
    make sure y'all took your time to get everything right in the situation. It was real nice respectable showing a customer they are number one and what you are trying to dot I do
    Bryant K M.
    Memphis, TN · via Keashia Latrice Allen
    March 2025
    “
    Brandi was able to answer any and all questions we had, guiding us through the process without any feeling of being overwhelmed.
    Kristopher R O.
    Stantonville, TN · via Brandi Nacole Mays
    May 2026
    “
    Keashia was very thorough every step of the way. She's definitely going to make sure you understand what you're getting into, and if you ever have questions? She'll answer them properly. She's also super nice and double checks EVERY thing.
    Marcus D S.
    Bartlett, TN · via Keashia Latrice Allen
    July 2024
    “
    Brandi was professional and extremely helpful through a stressful purchase and was able to fully explain to us things we were often confused on. I would reccommend her to anyone looking to do a home purchase!
    Alexandra E E.
    White Bluff, TN · via Brandi Nacole Mays
    April 2026
    “
    Always reachable and went above and beyond to make sure I was taken care of.
    Kierra T C.
    Memphis, TN · via Keashia Latrice Allen
    May 2024
    “
    Brandi always did everything she could to help us through our buying process and didnt hesitate to call or text no matter what to explain things and make the whole process easy.
    Andre B.
    Clarksville, TN · via Brandi Nacole Mays
    April 2026
    “
    Ms. Allen kept me updated throughout the process. She checked in to let me know whats the next step or just to say Hi I'm here if you need anything.
    Tracy M W.
    Cordova, TN · via Keashia Latrice Allen
    February 2024
    “
    Brandi Mays went above and beyond throughout our entire lending process. From start to finish, she was not only professional and knowledgeable, but truly instrumental in making sure we received the best possible service and deal. She took the time to explain every step clearly, stayed ahead of any potential issues, and made herself available whenever we had questions, no matter the time. In a process that can often be stressful and overwhelming, Brandi made everything feel manageable and under control. What stood out the most was her dedication. She didn’t just do her job, she advocated for us, worked hard behind the scenes, and ensured we were in the best position possible at closing. If you’re looking for someone who genuinely cares about her clients and will go the extra mile to get results, I can’t recommend Brandi Mays enough. She made a big difference for our family, and we’re grateful for everything she did.
    Thomas W A.
    Woodlawn, TN · via Brandi Nacole Mays
    April 2026
    “
    Extremely easy process & great communication!!
    James Junior C.
    Clarksville, TN · via Keashia Latrice Allen
    November 2023
    “
    Brandi is the best lender I’ve had the pleasure of working with. She was thorough, attentive, and always kept our family’s best interests at the forefront. Her knowledge and expertise truly stand out, and she consistently went above and beyond to provide us with clear options, empowering us to make informed decisions with confidence.
    Maria A.
    Woodlawn, TN · via Brandi Nacole Mays
    April 2026
    “
    Keashia was very informative. If she did not have the answer, she would consult with her supervisor and get back with me. No matter the time of day she would always pick up the phone when I called or responded to my text. Shes a woman of her word and is eager to make her customers dreams come true with owning a home. I will recommend her to anyone looking for a loan officer!!!.
    Brandy B.
    Memphis, TN · via Keashia Latrice Allen
    October 2023
    “
    this is not our first time buying a house but it was the best. Brandi was fantastic to work with very knowledgeable.
    Savannah B H.
    Oak Grove, KY · via Brandi Nacole Mays
    December 2025
    “
    Keashia was very clear, concise and knowledgeable, as well as professional in her communications with me. I would recommend her services to anyone needing assistance in her line of work!
    Gloria H.
    Spring Hill, TN · via Keashia Latrice Allen
    July 2022
    “
    It was just a crazy process but Brandi and her crew did an amazing job and worked diligently to close in just two weeks !! Amazing
    Laura B W.
    Big Rock, TN · via Brandi Nacole Mays
    December 2025
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    Our Branch

    Lenders United

    American Financial Network · NMLS #237341

    Address
    1800 Business Park Drive Suite 104
    Clarksville, TN 37040
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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