LOANOVA HOME LOANS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373411+ Years ExperienceLicensed Nationwide
    88+
    Loans Closed
    1+
    Years in Business
    4.8
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Alexis Webbewilman

    Loan Officer

    Visit their site

    Brandon Wheeler

    Loan Officer

    (860) 302-9001Visit their site

    Carlos Chaux

    Loan Officer

    Visit their site

    Edwin Aponte

    Loan Officer

    Visit their site

    Issay Coto

    Loan Officer

    (407) 420-3030

    Joabel Capron

    Loan Officer

    (551) 226-0294Visit their site

    Jonathan Ravanello

    Loan Officer

    Visit their site

    Lane Elkins

    Loan Officer

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    Maria Guillermina Chaux

    Loan Officer

    Maurice Harrison

    Loan Officer

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    Monica Restrepo

    Loan Officer

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    Vincent Doucette

    Loan Officer

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 55 families & counting

    ★★★★★4.855 verified reviews
    "
    Everything went as smooth as it possibly could thank
    Mark P W.
    Pine Brook, NJ · via Alexis Anna Webbewilman
    October 2021
    "
    Edwin helped me from the beginning to the end of the process with very clear and concise answers, made me feel very confident on every step. He really work hard along with me to achieve my goal. Thank you Edwin
    Hugo C.
    Bronx, NY · via Edwin Aponte
    December 2022
    "
    Joabel held my hands virtually throughout the process. She was truly there for me whenever I called with a question or concern. She got my answer and took care of whatever issues or concerns I had every step of the way. Thanks so much to her, I am now the proud owner of my own home!
    Bibi Rasheeda K.
    Oakland, NJ · via Joabel Dianna Capron
    January 2023
    “
    Jonathan was absolutely awesom, extremely helpful, professional and a pleasure to work with . Jonathan always made time to answer any and all questions I had going through the process of our application. we can't thank him enough for all his guidance and assistance.
    Joanne T.
    Parrish, FL · via Jonathan Ravanello
    August 2026
    “
    They were always communicative and always answer all my question.
    Kerlin T A.
    Milford, CT · via Maria Guillermina Chaux
    September 2026
    “
    It was amazing ?? so helpful. Stayed on top of everything thing .
    Nejla M.
    Kissimmee, FL · via Vincent Doucette
    December 2025
    “
    Always very courteous and helpful . Immediate reply to questions. Alexis made this transaction process concise and easy to understand . Always going the extra to listen to the client’s needs or concerns . Kudos Alexis ! Thank you !!
    Geraldine M.
    Pine Brook, NJ · via Alexis Anna Webbewilman
    October 2021
    “
    Very efficient and clear services throughout the whole process.
    Jenny M F.
    Mahopac, NY · via Edwin Aponte
    January 2022
    “
    Was always on top of things and very helpful
    Khalil H C.
    Lindenwold, NJ · via Joabel Dianna Capron
    January 2023
    “
    Easy to communicate and explained everything through the process.
    Ashka P.
    Orlando, FL · via Jonathan Ravanello
    August 2026
    “
    Straightforward, well-informed, patient and fair - Vin and the entire AFN team were a pleasure to deal with.
    Michael William S.
    Bay Shore, NY · via Vincent Doucette
    June 2023
    “
    The timely response, follow up and comfort knowing that Edwin was guiding you through the process
    Vidya B.
    New Hyde Park, NY · via Edwin Aponte
    September 2021
    “
    Super helpful throughout the entire process.
    Christina Y F.
    East Orange, NJ · via Joabel Dianna Capron
    November 2022
    “
    very professional, friendly and understanding service..
    Michael James L.
    Rotonda West, FL · via Jonathan Ravanello
    July 2026
    “
    Mr. Doucette took the time to explain each step and document with us throughout the home buying process. He was caring, professional and always available to answer our questions. We appreciate his support and guidance and highly recommend AFN! Thank you!
    Nicole Marie S.
    Bay Shore, NY · via Vincent Doucette
    June 2023
    “
    i help myself with the papers and documents
    Martin V.
    Glen Cove, NY · via Edwin Aponte
    September 2021
    “
    Joabel was very knowledgeable about the process and very patient in answering questions we had. Joabel was always available to talk to us and address whatever concerns we had. She’s a gem!
    Ismail A L.
    Union, NJ · via Joabel Dianna Capron
    June 2022
    “
    AFN whole team made buying my first house a smooth experienc. They answered all the questions I had .
    Randy L B.
    Palmetto, FL · via Jonathan Ravanello
    May 2026
    “
    Vincent was great. He really helped me out with pointing out the gift of equity mortgage and was very pleasant for the whole experience
    Marianna Isabella A.
    Oakdale, NY · via Vincent Doucette
    September 2022
    Real Estate Partners

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    Visit Us

    Our Branch

    Loanova Home Loans

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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