MARLTON

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #23734111+ Years ExperienceLicensed Nationwide
    396+
    Loans Closed
    11+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Seth Daniels

    Branch Manager

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    David Azoroh

    Loan Officer

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    Desmond Jerome Reed

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 261 families & counting

    ★★★★★4.9261 verified reviews
    "
    Desmond was great with communication. He answered every time I had questions about the process.
    Brandi D.
    Birmingham, AL · via Desmond Jerome Reed
    November 2025
    "
    Seth has been extremely helpful, responsive, and patient throughout this entire process. He has taken the time to answer all of my questions, explain everything clearly, and make sure my family and I understand each step. Buying a home can feel overwhelming, but he has made the process feel much more manageable. I truly appreciate his professionalism, communication, and willingness to help, even when I have a million questions! I would definitely recommend Seth to anyone looking for someone knowledgeable and attentive during the home buying process.
    Jessica L.
    via Seth Daniels
    September 2026
    "
    Desmond was kind and stayed professional at all times. He was consistent and always available for any questions or concerns I may have had. I will with full confidence recommend Desmond Reed to all of my family and friends looking to purchase a home. He was phenomenal!!!
    Kelvin E T.
    Birmingham, AL · via Desmond Jerome Reed
    July 2025
    “
    Seth is so knowledgeable and responsiv. His deep knowledge and expertise translates into really creative solutions to ensure home ownership. I highly recommend Seth!
    Cameo Brown
    via Seth Daniels
    July 2026
    “
    seth and his team were very professional and knowledgeable and were able to guide me in the right direction towards obtaining a mortgage. They replied very quickly to any questions or concerns that i had and were very easy to reach either by phone, text or email. I strongly recommend anyone looking for a mortgage to connect with sejm and his team
    Victor Diaz
    via Seth Daniels
    April 2026
    “
    It had nothing to do with the loan officer it was my complicated business, being self employed. The process took several steps far more than I was aware of.
    Alphonzo T B.
    McDonough, GA · via Seth Daniels
    December 2025
    “
    Mr Seth Daniels was very polite and knowledgeable about his work. He will take his time to explain any question we had and does not mind to explain it again. He is always ready to advise or recomend to us whatever our issue was, be it understanding the process , the numbers and the needed paperwork.
    Usman M.
    Newark, NJ · via Seth Daniels
    November 2025
    “
    American Financial Network handle my home purchase smoothly from start to finish. They explain every steps of the process, they are always available to pick my call and answer any questions. I like how they help me save money even after closing I still have money in my pocket. Thank you AFN Team for a job well done.
    Fatima A.
    via Seth Daniels
    September 2025
    “
    Becoming a homeowner is a dream come true, and AFN helped me get here! The greatness I feel today is because of both this huge accomplishment and the amazing service I received from their team. They were patient, supportive, and always available to answer my questions. What could have been overwhelming turned into an exciting and smooth process. I’m so thankful for AFN and would recommend them to anyone ready to take the step into homeownership! AFN’s exceptional service magnified that success by making the experience positive, efficient, smooth, empowering and most of all memorable.Thanks team, for making my dream come true.
    Janie B.
    Ewing, NJ · via Seth Daniels
    September 2025
    “
    We had the pleasure of working with Seth Daniels as our lender to buy our very first one-family home, and we couldn’t be happier with the experience. Seth guided us through every step of the financing process, worked tirelessly to make sure everything went smoothly, and truly went above and beyond to ensure we closed. He helped us secure our home at a fair price and made the process so much less overwhelming as first-time buyers. We’re incredibly grateful for his dedication, professionalism, and support throughout this journey. We highly recommend Seth Daniels to anyone in need of a reliable and trustworthy lender!
    Mey V.
    Nutley, NJ · via Seth Daniels
    September 2025
    “
    Mr. Daniels comes with a wealth of knowledge and takes the time to consider your individual situation to come up with solutions that would be best for your own personal circumstances. Very helpful and attentive!
    Leslie Miles
    via Seth Daniels
    July 2025
    “
    Seth is very helpful with guiding us through the process
    Kathy Morgan
    via Seth Daniels
    July 2025
    “
    Seth is very helpful, informative, kind, reassuring and knowledgeable. This is our second time buying a house with him. He is the Best Man for the job!!! You won't be disappointed.
    monique Hikel
    via Seth Daniels
    July 2025
    “
    Seth is the best. Very honest, timely and knowledgeable and strategic in his approach to finding a home. Thx you Seth for all you're advice and hard work.
    Andre H
    via Seth Daniels
    July 2025
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    Our Branch

    Marlton

    American Financial Network · NMLS #237341

    Address
    3302 Old Bridge Road, Suite A
    Woodbridge, VA 22192
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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