MB LENDING WITH EXCELLENCE

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373414+ Years ExperienceLicensed Nationwide
    632+
    Loans Closed
    4+
    Years in Business
    4.8
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Sarah Ellen Ellis

    Producing Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

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    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 459 families & counting

    ★★★★★4.9459 verified reviews
    "
    Very responsive and easy to work with! Great team.
    Keith Michael J.
    Little River, SC · via Sarah Ellen Ellis
    September 2026
    "
    Just yhe way your team keep me updated on everything going on and love you app .
    Charles C.
    Conway, SC · via Sarah Ellen Ellis
    September 2026
    "
    and team were responsive and kept all tasks clearly described, and up-to-date. It was a pleasure to work with the entire team.
    April Dawn R.
    Pawleys Island, SC · via Sarah Ellen Ellis
    September 2026
    “
    Good communication and smooth transition
    Jeffrey Robert D.
    Pawleys Island, SC · via Sarah Ellen Ellis
    September 2026
    “
    answered any/ all questions I had quickly. I had no idea what I was doing the whole time, and you guys were always there to help.
    Ashley Lynn P.
    Myrtle Beach, SC · via Sarah Ellen Ellis
    August 2026
    “
    Sarah was so easy to talk to and made the whole process less stressful. She answered any question, and validated everything.
    Ashley L.
    Conway, SC · via Sarah Ellen Ellis
    August 2026
    “
    Loved the portal that spelled out each step and document that was needed, made it easy to know what was done and what was still due. Even better than the documentation process, was what a great rate the Ellis team was able to find for me. Even the real estate attorney commented what a great rate we had relative to what is currently being seen on comparable settlements
    Brian J.
    Myrtle Beach, SC · via Sarah Ellen Ellis
    August 2026
    “
    Sarah and her team are truly amazing. The promptness of communication. The knowledge. Going over and above when there were issues outside of their responsibility to assist us. They made the process so personal, and they are all so pleasant to speak with. They truly had our needs as their priority. I have never had the plesaure to deal with a company like this in my life. I really can't say enough good things about Sarah Ellis and her team.
    Robert Salvatore R.
    Myrtle Beach, SC · via Sarah Ellen Ellis
    August 2026
    “
    Every part of the approval and underwriting process was transparent. Sarah and her team are truly phenomenal to work with. They are very quick at answering questions, explaining processes, and just great people to work with. Highly professional, friendly, and kind! I would recommend anyone looking for a mortgage to at least give them a shot. They were a blessing to work with and kept the stress level low. I will definitely be using them in the future for my next home purchase!
    Taylor Ostberg F.
    Lillington, NC · via Sarah Ellen Ellis
    August 2026
    “
    I had a wonderful experience working with Sarah and Courtney . They were professional, knowledgeable, responsive, and made the entire mortgage process much easier than I expected. They took the time to explain everything clearly, answered all of my questions, and kept me informed throughout the process. I truly appreciate their patience and dedication and would highly recommend them to anyone looking for a mortgage officer.
    Erifili M.
    Myrtle Beach, SC · via Sarah Ellen Ellis
    August 2026
    “
    The team was very knowledgeable and easy to work with. The professional staff went above and beyond to make things happen .
    Sharon Annette S.
    Conway, SC · via Sarah Ellen Ellis
    July 2026
    “
    Communication was exceptional. I had so many questions and everyone was so friendly and patient with me even when I was seeking the answers to questions I had already asked and just needed a refresher.
    Jordan Royce S.
    Myrtle Beach, SC · via Sarah Ellen Ellis
    July 2026
    “
    Sarah made us feel that we could accomplish our goals successfully.
    Howard Burnett S.
    Conway, SC · via Sarah Ellen Ellis
    July 2026
    “
    I want to say a big thank you to Sarah and her entire team for all of their help throughout our home loan process. Courtney was amazing to work with and was such a great support every step of the way. I truly appreciated how patient everyone was, taking the time to explain everything clearly and keeping us informed throughout the process. They made what could have been a stressful experience feel smooth and easy. We’re so grateful for everything they did to help us buy our home. I highly recommend Sarah and her team!
    Silvia J S.
    Loris, SC · via Sarah Ellen Ellis
    July 2026
    “
    Sarah and her team are absolutely amazing ! Great customer service , very responsive to any questions and kept us informed about the whole process. Thank you for helping us with our first home ??.
    Denitsa A.
    via Sarah Ellen Ellis
    January 2026
    “
    Sarah is the absolute best!! I highly recommend her for your next home loan! She made the process so easy & made it quick!! If your buying a house PLEASE call Sarah!!
    Michael
    via Sarah Ellen Ellis
    December 2025
    “
    The entire staff was professional and quick to respond to our every question. The transaction could have not gone any smoother.
    Lorena G.
    Conway, SC · via Sarah Ellen Ellis
    December 2025
    “
    Sarah was great at getting the loan and pre-approval going & once we found a house she was full steam ahead! She made all the paperwork easy & was always so kind and imformative, I would highly reccomend for you next home loan!! Thank you Sarah & I hope you have a Merry Christmas!!
    Michael J D.
    Little River, SC · via Sarah Ellen Ellis
    December 2025
    “
    I was walked thriugh the entire process - never had to remember a deadline, was awesoem awesome to do so much with e-signing! last time I bought a house everything was hand signed in quadruplicate! So so much better this way!
    Nancy C.
    Conway, SC · via Sarah Ellen Ellis
    December 2025
    “
    Sarah was communicative at every level of the process. Her expertise was easily reflected in her ability to help me understand what I could expect from step to step. I couldn't be more grateful to have Sarah & AFN as financiers. Please consider their services. I don't think you'd be disappointed. Thank you.
    Robin I.
    Surfside Beach, SC · via Sarah Ellen Ellis
    November 2025
    “
    Sarah and her team - Ashley and Cortney are fabulous! Thank you
    L D.
    via Sarah Ellen Ellis
    October 2025
    “
    Sarah was amazing! Very easy to talk to understood what we needed and didn’t understand her best to keep us around that goal. The process was super fast as we closed quickly. She never gave up when we hit snags, just figured out a game plan and kept use going forward. Thank you I couldn’t be happier with how everything turned out.
    Brittany
    via Sarah Ellen Ellis
    October 2025
    “
    Sara’s team made the move from Boston to South Carolina an effortless achievement even with two hurricanes reportedly to land the day of our signing. Thank you!
    Jerry O.
    via Sarah Ellen Ellis
    October 2025
    “
    Sarah and her team were very helpful through the hole process
    Gary R H.
    Aynor, SC · via Sarah Ellen Ellis
    October 2025
    Real Estate Partners

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    Our Branch

    MB Lending With Excellence

    American Financial Network · NMLS #237341

    Address
    1045 London Street, 44th Business Park, Unit 1B
    Myrtle Beach, SC 29577
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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