NEW SMYRNA BEACH

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373411+ Years ExperienceLicensed Nationwide
    9
    Loans Closed
    1+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Raymond Parente

    Branch Manager

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    Lisa Marie Anastacio

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 51 families & counting

    ★★★★★5.051 verified reviews
    "
    Lisa answered all our questions and was very responsive. She is very personable and made sure that we were comfortable throughout the entirety of the process. I would definitely recommend Lisa to all of my family and friends!
    Ann Elizabeth Anasta D.
    Warwick, RI · via Lisa Marie Anastacio
    April 2026
    "
    The patients , understanding and the knowledge of the system .
    Brian A. J.
    Ocklawaha, FL · via Raymond Parente
    March 2026
    "
    I love how thorough Lisa Anastacio works and she is very informative every step of the way. I will definitely be working with her again in the future.
    Elizabeth V J.
    North Providence, RI · via Lisa Marie Anastacio
    June 2022
    “
    The excellent response time for any questions I had. People I dealt with were extremely pleasant and easy to work with.
    Timothy J F.
    Deltona, FL · via Raymond Parente
    April 2023
    “
    Lisa was very informative and helpful! She made a stressful process very easy.
    Agnes G B.
    Pawtucket, RI · via Lisa Marie Anastacio
    November 2021
    “
    Excellent customer service. Kept me up to date of process along the home journey.
    Robert W. K.
    Orange City, FL · via Raymond Parente
    February 2023
    “
    Overall helpfulness of the team and their making sure we understood every step of the process.
    Barbara P.
    West Warwick, RI · via Lisa Marie Anastacio
    September 2021
    “
    A truly seamless process made possible by Ray and his support team. I highly recommend them if you need a mortgage. They go the extra mile to let you know they are there to help.
    Chester D.
    Edgewater, FL · via Raymond Parente
    May 2022
    “
    The communication and follow-through were virtualy constant. We were helped every single step of the way, right through the closing. I couldn't be happier.
    John P.
    West Warwick, RI · via Lisa Marie Anastacio
    September 2021
    “
    Very easy process, with great communication
    Christina D M.
    Port Orange, FL · via Raymond Parente
    March 2022
    “
    Lisa and and her team were amazing to work with, every step of the process was seamless and effortless for me . I will absolutely and continue to recommend Lisa to anyone in need of their mortgage services! AFN has been nothing but excellent.
    Michael B.
    Cranston, RI · via Lisa Marie Anastacio
    August 2021
    “
    Communication and explanation.. Phone calls were always returned timely and questions always answered.
    Christopher A B.
    Debary, FL · via Raymond Parente
    February 2022
    “
    From day one, Lisa was an incredible source of knowledge to us while were were searching for our first home. She was responsive, communicative, and insightful all along the way and while I know she was working hard behind the scenes, she never transferred any pressure to us. Lisa's bubbly sense of humor and her unmatched compassion made her a delight to work with; meanwhile her no-nonsense approach gave us confidence all along the way. We are so grateful for having met Lisa!
    Ashlee D.
    Cranston, RI · via Lisa Marie Anastacio
    August 2021
    “
    With any questions problems or concerns I had Ray’s team responded very very quickly and I appreciated that
    Timothy J F.
    Deltona, FL · via Raymond Parente
    February 2022
    “
    We have never refinanced before this time and Lisa explained everything to us every step of the way. Smooth transaction from start to finish .
    Brandene L.
    Warwick, RI · via Lisa Marie Anastacio
    May 2021
    “
    Ray was always a phone call away to answer any questions and to keep me informed every step of the way.
    Karen M B.
    Lake Mary, FL · via Raymond Parente
    January 2022
    “
    I received quick responses when I needed help and that makes things easier when it is such a stressful time.
    Michelle R.
    Deltona, FL · via Raymond Parente
    November 2021
    “
    The team communicated regularly and handled all of our questions.
    Michael P C.
    Winter Springs, FL · via Raymond Parente
    September 2021
    “
    The application was handled efficiently. The communication was great.
    Marianne D C.
    Winter Springs, FL · via Raymond Parente
    September 2021
    “
    Clear communication… knowledgeable and professional… each step in the process was punctual and accurate
    Kahlil D.
    Daytona Beach, FL · via Raymond Parente
    August 2021
    Real Estate Partners

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    Our Branch

    New Smyrna Beach

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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