NORTH JERSEY GROUP

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #2373418+ Years ExperienceLicensed Nationwide
    126+
    Loans Closed
    8+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Jason Behun

    Branch Manager

    Visit their site

    Arthur Fleming

    Loan Officer

    Visit their site

    Christian Moran

    Loan Officer

    Visit their site

    Dennis Donahue

    Loan Officer

    Visit their site

    Pili Taafua

    Loan Officer

    Visit their site

    Sergio Martinez

    Loan Officer

    Visit their site

    Sheldon Clarke

    Loan Officer

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 92 families & counting

    ★★★★★4.992 verified reviews
    "
    Chuck is excellent at what he does. His patience with us was unparalleled to previous people that we've dealt with. I have already referred 3 people to him. Our family is grateful to have him partner with us for our home search.
    Luz Estelle F.
    Sussex, NJ · via Arthur Charles Fleming III
    June 2026
    "
    Chris was such a tremendous help to us buying our first home. While the process is confusing and intimidating, Chris and his team worked to make things as easy and simple as possible while helping us to save money amd get a great loan. He is very responsive and quick to answer any questions we had and it was a pleasure to work with him and his team. Would definitely recommend him to anyone!
    Christopher G M.
    Ringwood, NJ · via Christian Moran
    September 2026
    "
    Exceptional communications, professional and personal experience along from beginning to the end Highly satisfied and can recommend your entire team knowing whomever I recommend will be 100% satisfied . Thank you , sincerly Michael egierd
    Michael E.
    South Amboy, NJ · via Dennis Donahue
    January 2026
    “
    Great Experience Jason Behun was absolutely amazing throughout the entire home-buying process. He was professional, patient, knowledgeable, and always available to answer my questions. He made what could have been a stressful experience feel smooth and easy from start to finish. I truly appreciate all his hard work and dedication in helping me purchase my home. I highly recommend Jason to anyone looking to buy a home. Thank you, Jason, for everything!
    Ahmad Rashad A.
    Clifton, NJ · via Jason A Behun
    August 2026
    “
    Excellent customer service! Segio is patient, professional, and very clear when explaining everything. They make banking easy and stress-free. Highly recommend!
    Martha R. V.
    Lincoln Park, NJ · via Sergio Martinez
    September 2026
    “
    Mr. Fleming was very hands on and always available for questioning or explaining whatever wasn’t understood. He is very well informed and knowledgeable about the whole process. Mr. Fleming made the home buying process very smooth. I would do it all over again the same way. He’s phenomenal and does what he does very well. Thank you for all you have done and are continuing to do.
    Victoria L.
    East Orange, NJ · via Arthur Charles Fleming III
    October 2021
    “
    It was a smooth process from application to closing. Chris infromed us every step of the way and was ALWAYS AVAILABLE to answer any question we had. It was great expierience and look forward to recomending Chirs to family and friend!!!
    Christian M B.
    Vernon, NJ · via Christian Moran
    August 2026
    “
    Cindy the person that i was talking to helping me with my mortgage she was great and Dennis what an increadblie loan officer was always available for me
    Nancy Jeaneth M.
    Manville, NJ · via Dennis Donahue
    January 2026
    “
    The entire team (especially Chris!) were responsive, took the time to make sure I understood every step of the process. They were patient and ultimately helped me secure the home I really wanted. I truly appreciate their dedication and support throughout the journey as a first time home buyer.
    Gabriela W R.
    North Arlington, NJ · via Jason A Behun
    June 2026
    “
    Todo cuanto tuvo que hacer Sergio para poder hacerse el cierre.
    Tomas B R.
    Nutley, NJ · via Sergio Martinez
    April 2026
    “
    Arthur Flemimg was very professional. He responded quickly to all of my questions and concerns. Arthur made this experience very pleasant for me.
    Keisha W.
    Griffin, GA · via Arthur Charles Fleming III
    August 2021
    “
    Dennis and Cindy were responsive and so supportive in helping my family with this loan.
    Margaret G.
    Hillsborough, NC · via Dennis Donahue
    December 2025
    “
    We got things done efficiently and quickly.
    Luis A F.
    Clifton, NJ · via Jason A Behun
    March 2026
    “
    good comunication about everything in the process
    Martin R.
    Jersey City, NJ · via Sergio Martinez
    October 2025
    “
    Your entire company was on point when I had several important questions to be answered and also keeping me informed every step of the way with everything I needed to complete my journey
    Phillip C.
    Ewing, NJ · via Arthur Charles Fleming III
    August 2021
    “
    Good communication. Andwered all my questions quickly
    Kerrie A K.
    Clark, NJ · via Dennis Donahue
    November 2025
    “
    Working with Jason Behun was truly a pleasure. His expertise, professionalism, and attention to detail made the entire process seamless. He was extremely pleasant to deal with and always took the time to ensure we understood each step along the way. We genuinely appreciate his support and guidance, and we will absolutely keep Jason in mind for any future mortgage needs.
    Lissette K B.
    Wanaque, NJ · via Jason A Behun
    March 2026
    “
    I had an outstanding experience with Sergio as my loan officer. He was incredibly professional and went above and beyond to guide me through the entire home-buying process. As a first-time homebuyer, I really appreciated his expert advice and constant updates. Despite the long and sometimes challenging journey, Sergio and his team were always there to answer my questions and support me. I’m truly grateful for their dedication, and I’m thrilled that we successfully closed on our home. Thank you, Sergio!
    David S. Q.
    Perth Amboy, NJ · via Sergio Martinez
    October 2025
    “
    The time they took explaining everything that was needed and going above and beyond in making the process easy and stress free. Would definitely recommend them!!
    Rosalina C.
    Avenel, NJ · via Arthur Charles Fleming III
    July 2021
    “
    Jason was patient and understanding of my needs as a client. He always made himself available and never stopped questioning what we can do to either find a solution or move forward togethe. It was a pleasure to go through this process with him and I look forward to reaching back out when it comes time to purchase another property
    Jonathan J P.
    Newark, NJ · via Jason A Behun
    December 2025
    “
    Sergio was excellent throughout the entire process — professional, patient, and always responsive. He made everything smooth and easy from start to finish. Highly recommended.
    Minerva F.
    Ridgefield Pk, NJ · via Sergio Martinez
    October 2025
    Real Estate Partners

    Are you a real estate agent?

    We provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet AI for instant updates. Let's build a partnership that elevates your business.

    Partner With Us
    Visit Us

    Our Branch

    North Jersey Group

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

    Ready to get started?

    I'm interested in:

    Our team typically responds within 24 hours. No bots, just expert advice.