PLANO

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #23734110+ Years ExperienceLicensed Nationwide
    5,117+
    Loans Closed
    10+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Daniel Munoz

    Branch Manager

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    Chris Hill

    Loan Officer

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    Daniel Barron

    Loan Officer

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    Jacob Emmel

    Loan Officer

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    Zane Hinojoza

    Loan Officer

    (469) 767-0606Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 1,525 families & counting

    ★★★★★4.91,525 verified reviews
    "
    Working with Chris as my Loan Officer was an exceptional experience from start to finish. He consistently went above and beyond to make the process smooth and stress-free. He answered every single question I had—no matter how small—and never once made me feel like I was a burden, even when I worried I might be overwhelming him. His patience, kindness, and professionalism stood out every step of the way. Chris worked incredibly fast and efficiently, processing my loan and getting me to closing in just two weeks. He was always responsive, clear in his communication, and genuinely invested in making sure I felt confident throughout the entire process. I would recommend Chris to absolutely anyone. He is truly outstanding at what he does.
    Ashley Nicole M.
    Rowlett, TX · via Chris Hill
    August 2026
    "
    Not having to drive every document to office .
    Laura K L.
    North Richland Hills, TX · via Daniel Bryce Munoz
    September 2026
    "
    He was always available for me and always helping me out with my process
    Avelino J C.
    Crandall, TX · via Francisco Barron
    September 2026
    “
    Jacob's communication and commit to our transaction was stellar!
    John Michael G.
    Van Alstyne, TX · via Jacob Kristen Emmel
    September 2026
    “
    he has help other family members highly recommended a person that you can defenily trust on . thanks zane for helping me on this journey
    Reyangel H.
    Longview, TX · via Zane Eric Hinojoza
    August 2026
    “
    Chris was extremely helpful throughout the whole process. He answered every questioned and calmed every concern. We truly couldn't have had a better experience.
    Jennifer Lisa S.
    Prosper, TX · via Chris Hill
    July 2026
    “
    Daniel went above and beyond to ensure an on-time closing, despite a very compressed timeline and a more complex set of circumstances. Grateful to him and his team for all of their help last week.
    John B.
    Waxahachie, TX · via Daniel Bryce Munoz
    September 2026
    “
    Daniel and his team were great! They helped me through the process and were quick to answer any questions I had. The whole process was smooth and I can't recommend them enough.
    Ralph N.
    Fort Worth, TX · via Francisco Barron
    September 2026
    “
    I truly appreciate the level of service, expertise, timeliness and more importantly the upfront and honest approach received from Jacob! Home buying can be overwhelming, you made the experience less so! I will highly recommend you and AFN!
    Debra Ann D.
    Celina, TX · via Jacob Kristen Emmel
    August 2026
    “
    Zane was very professional, quick to respond to any questions I had, was very knowledgeable and had great communication. Zane made me feel comfortable and safe knowing I made the right decision. His guidance was very well appreciated and I would recommend him to any and all of my family and friends. Zane is a great asset and my wife and I loved working with him.
    Jason S.
    Garland, TX · via Zane Eric Hinojoza
    July 2026
    “
    the entire experience is great. Mr. Hill was very communicative and responsive with all communications and was very pleasant in person during the final signing of our loan.
    Christopher H.
    Pittsburg, TX · via Chris Hill
    June 2026
    “
    Daniel is quick and always on top of it!
    Darol R.
    Flower Mound, TX · via Daniel Bryce Munoz
    June 2026
    “
    Daniel stayed on top of everything with my loan process, communicated with me well, answering all my questions and helping me with documents when I needed it.
    Alexandra P.
    Watauga, TX · via Francisco Barron
    February 2025
    “
    Jacob has to be the best at what he does in the state. Not only did he make everything so easy on us he took the time to be extremely responsive and easy to talk to with questions. He was fast and just made the process so much easier than I thought it would be buying our first home. I will always be using Jacob and recommend him for a smooth easy quick process to everyone looking to buy a home.
    Eric V.
    Fate, TX · via Jacob Kristen Emmel
    August 2026
    “
    Zane is always looking out for our best interest. I appreciate his honesty.
    Roxana Medrano S.
    Fort Worth, TX · via Zane Eric Hinojoza
    May 2026
    “
    Na not much specific other than being receptive and helpful
    Franchesca H.
    Pittsburg, TX · via Chris Hill
    June 2026
    “
    I let Daniel know that timing was of the essence when I started this loan application. He took that to heart, and even worked late on a Friday evening when there was an issue with the appraisal report. That meant everything to me. We got this whole process done way faster than I expected, and now I am able to put my divorce behind me. I absolutely will reach out to him for any of my future needs.
    Barry S.
    McKinney, TX · via Daniel Bryce Munoz
    June 2026
    “
    Daniel was very supportive in our first experience buying a home. He was readily available to answer any of our questions, even sometimes out of normal work hours. Even with all the craziness that comes with buying a home, we felt comfortable with his services and are so happy we had the opportunity to work with him!
    Ashley A.
    Forney, TX · via Francisco Barron
    May 2024
    “
    The level of communication between is was awesome! Jacob answered all of my questions in a timely matter and was there throughout the whole process! thank you Jacob for everything!
    Eduardo L.
    Fort Worth, TX · via Jacob Kristen Emmel
    July 2026
    “
    Zane is knowledgable and patient. His experience and follow throught help guide my wife and I through this otherwise labor intensive process. Thank you Zane!!
    Jean H.
    Addison, TX · via Zane Eric Hinojoza
    April 2026
    “
    Chris was available whenever i had a question , and he was allways there to help.
    Marco Aurelio G.
    Celina, TX · via Chris Hill
    February 2026
    “
    love the company. I love the people everyone worked for me. Personally I felt important. I really appreciate the quick timing that it took to complete my refinance. Thank you everyone
    Karen L C.
    Mesquite, TX · via Daniel Bryce Munoz
    April 2026
    “
    Daniel was so patient during the whole process and made my wife and I very happy with the overall deal. He was professional and his service was outstanding. I'd recommend him to all friends and family that are needing his assistance during the home buying process. 5 stars.
    Gary S.
    Windcrest, TX · via Francisco Barron
    November 2023
    “
    jacob was on top of everything and kept me informed with upcoming documents. the process was seamless.
    Scott W.
    Shiner, TX · via Jacob Kristen Emmel
    July 2026
    Real Estate Partners

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    Our Branch

    Plano

    American Financial Network · NMLS #237341

    Address
    2400 Dallas Parkway, Suite 450
    Plano, TX 75093
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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