SE LHL - FUNES FUNDS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #23734120+ Years ExperienceLicensed Nationwide
    175+
    Loans Closed
    2+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Christian Funes

    Branch Manager

    Visit their site

    Daniela Cueva

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 240 families & counting

    ★★★★★5.0240 verified reviews
    "
    Christian was very helpful and professional. He made the process easy and smooth. Thank you!
    Jessica P.
    Ocala, FL · via Christian Funes
    September 2026
    "
    I appreciate how communicative and kind the team was. Luz was extremely helpful and truly made me feel so comfortable during the process. Thank you all so much!
    Brianna Elizabeth R.
    Saint Petersburg, FL · via Daniela Cueva
    September 2026
    "
    Me encantó su trabajo , estuvo siempre pendiente para resolver mis dudas
    Jeniffer Amelia S.
    Dunnellon, FL · via Christian Funes
    September 2026
    “
    Daniela's advice and experience lguide me to a happy ending of this lían.
    Luz Amanda P.
    Windermere, FL · via Daniela Cueva
    April 2026
    “
    The team was very professional and pleasant
    Bannier T.
    Dunnellon, FL · via Christian Funes
    August 2026
    “
    Always willing to collaborate in all aspects.
    Eduardo Andres T.
    Orlando, FL · via Daniela Cueva
    April 2026
    “
    Hola quería agradecerle a cristhian y todo su equipo, ya que si pudiera darle mil estrellas ?? se la daría y mas ,te hacen sentir como una familia, nuca te suelta de la mano ,cuando piensas que no puedes hay estan para recordarte que el cielo es el límite, si sientes que no estas preparada o preparado ,te garantizo que te van a preparar y lo vas a lograr, con ello logre mi sueño el cual veia lejos y esa gran familia y dios me lo pusieron en mis manos, son mi equipo preferido y vamos por mas de la mano de ustedes, bendiciones, los quiero y fueron mi sueño hecho realidad, solo puedo decir gracias gracias gracias ??
    Niuris R.
    Vero Beach, FL · via Christian Funes
    June 2026
    “
    I went into this process feeling very over whelmed , Daniela took the anxiety out of this situation. She took care of everything she communicated with me from start to finish. Thank you for your guidance and help through this process. Daniela you are so appreciated. Good Bless you!
    Lisa R F.
    Debary, FL · via Daniela Cueva
    March 2026
    “
    Christian and his team are the best ones I really love work with them thank you so much for make fell always welcome .
    Yamile Regla R.
    Ocoee, FL · via Christian Funes
    May 2026
    “
    We had a great experience with Daniela. She was professional, helpful, and made the entire process smooth from start to finish. We 100% recommend her without any doubt and will definitely continue doing business with her. Thank you, Daniela!
    Gabriela C.
    Doral, FL · via Daniela Cueva
    March 2026
    “
    Recomiendo a Christian con los ojos cerrados. Siempre estuvo atento a todo, aclarando siempre todas las dudas y sobre todas las cosas buscando las mejores opciones!!! El y todo su equipo son maravillosas personas y profesionales.
    Alberto Rene M.
    Cape Coral, FL · via Christian Funes
    May 2026
    “
    Fue un gran apoyo en mi proceso de compra! Muy recomendada.
    Sandra Maribel P.
    Saint Cloud, FL · via Daniela Cueva
    February 2026
    “
    Christian Funes has helped my family with several mortgage applications. He and his team have always provided excellent support during the application and purchase process. What has always stood out is his ability and willingness to understand our individual needs and provide the knowledge and support to help us navigate the challenging process of obtaining a mortgage and purchasing a home. We have always felt that Christian and his team did not treat us as a means to achieve numbers. Instead, they have treated us with human dignity and respect and communicated honestly and clearly throughout the process. We are grateful because we feel that purchasing a home is a "human experience", not a business transaction. Thank you so much!
    Asha M.
    Oviedo, FL · via Christian Funes
    March 2026
    “
    Ms. Cueva was and has been through out this whole process a very detail oriented true to heart professional to say the least. She has demonstrate genuine caring to all of our needs regardless how simple or how difficult it was for any questions we may have had. It was a pleasure for both me and my wife on being able to work with Ms. Cueva ?? ?????
    Alberto J T.
    Orlando, FL · via Daniela Cueva
    December 2025
    “
    Answered all my questions and i always felt supported and like i could trust his team. If i need a similar service in the future i will contact them. Thank you very
    Victor Manuel Z.
    Ocala, FL · via Christian Funes
    January 2026
    “
    Daniela and her team are very professional and attentive at all times, they guided and advised us in a timely manner, which made us feel safe and confident.
    Nelly Josefina G.
    Orlando, FL · via Daniela Cueva
    December 2025
    “
    Whenever I had questions about my loan proces, I always received quick responses from them. He and his assistant clearly explained what I needed to do throughout the process.
    Phuong Lan T.
    Ocoee, FL · via Christian Funes
    December 2025
    “
    Professional ,excellent communication everything was super fast.
    Omar Joyner R.
    Clover, SC · via Daniela Cueva
    November 2025
    “
    Very responsive and informative. Fabiola,christian,adrianna,and analyce, and Raphael were a top notch group to work with. Communication was key and all were on top and on their
    Thomas Lee K.
    Saint Cloud, FL · via Christian Funes
    October 2025
    “
    Daniela,was very knowledgeable and explained everything to me in details so that I can understand it. She was always there when I needed her. I would definitely use her on my next purchase thank you Daniela.
    Ruben Eusebio M.
    Tampa, FL · via Daniela Cueva
    November 2025
    “
    Excellent communication from start to finish. He was always available to answer every question I had, no matter how small, and guided me with patience and professionalism throughout the entire process. I’m very grateful for his help and highly recommend his services.
    Jessica R.
    Ocala, FL · via Christian Funes
    August 2025
    “
    La comunicación siempre responde no importa la hora o día, q la transaccion no salió como esperaba pero de pudo hacer
    Erica Andrea G.
    Casselberry, FL · via Daniela Cueva
    November 2025
    “
    We appreciate the knowledge shared with us as we navigated our first time home buying. We greatly appreciate the help along our first time homebuying
    Alyssa Desirae S.
    Deltona, FL · via Christian Funes
    July 2025
    “
    Thank you for help me i very happy i recomend my friends for work with your
    Byron Arturo R.
    Chesterfield, VA · via Daniela Cueva
    October 2025
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    Our Branch

    SE LHL - Funes Funds

    American Financial Network · NMLS #237341

    Address
    4830 West Kennedy Blvd Suite 600 Office #640
    Tampa, FL 33609
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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