THE IRVINE BRANCH

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    NMLS #23734112+ Years ExperienceLicensed Nationwide
    3,751+
    Loans Closed
    12+
    Years in Business
    4.7
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Sam Testing Rumi

    Branch Manager

    Visit their site

    Abed Asghar

    Loan Officer

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 750 families & counting

    ★★★★★4.8750 verified reviews
    "
    Had very stressful moments but Abed helped me calm down and keep a level head
    Harold J A.
    Summerville, SC · via Abed Asghar
    September 2024
    "
    Our initial dialog was exceptionally serene and pleasant. He is not only respectful of our needs but also knowledgeable. He absolutely adds significant value to your business. His skill set is undoubtedly exceptional.
    Edward A D.
    Jacksonville, FL · via Sam Rumi
    September 2026
    "
    The experience was great because Abed answered any concerns I had in a prompt and appropriate manner.
    Macheril Hill S.
    Maple Hill, NC · via Abed Asghar
    August 2024
    “
    George has my interest and concerns at the top.He is informative at every level and follows up before I contact him. Also, Jaime was excellent as well in keeping me informed and her follow up was tops. Never had to wait on answers to mu questions.
    Jerry M.
    Knoxville, TN · via Sam Rumi
    August 2026
    “
    If everyone else,had work as hard as Abed, this would have been the best every, anyway to many people involved, to many different instructors.but this was a great learning experience.
    Ronald A H.
    Las Vegas, NV · via Abed Asghar
    May 2024
    “
    This is my second time using Sam. As from tge first time, Sam was very knowledgeable, worked hard to get my loan and was available to answer any of my questions. It was a great experience to work with him second time.
    Theodora L L.
    Bellingham, WA · via Sam Rumi
    July 2026
    “
    Abe helped us understand the best loan to do based on what we needed. Everything was clear and concise from the 1st communication. He responds to any text / email within 30 minutes or sooner.
    Richard R.
    Liberty Township, OH · via Abed Asghar
    March 2024
    “
    The experience and they treated us like family and kept us updated on everything and patience to help with whatever we needed. And that is very rare in some situations I will refer you're company to all I know, as to the pleasant new family we have. THANK YOU SINCERELY THERESA AND LARRY VANGIESON.
    Theresa J V.
    Bonners Ferry, ID · via Sam Rumi
    June 2026
    “
    Abe was so pleasant and patient with me each time I needed to give him a call when I was a little confused and not sure about certain things. He always returned my calls with promptness and concern. He never left me feeling my issues were not resolved. Great Guy! Thanks Abe!!!
    Claudine C. S.
    Pickens, SC · via Abed Asghar
    March 2024
    “
    Communication was wonderful The response time 100
    Regina Denise S.
    San Diego, CA · via Sam Rumi
    April 2026
    “
    The knowledge and efficiency of Abed and everyone involved made our refinancing a pleasure. We were also treated like family and not like customers. Abed Asgher and Alexis Bucello were patient, understanding, and wonderful to work with. We will highly recommend them to anyone looking to refinancing their home. Thank you for everything Thomas &Kathryn Riley
    Kathryn M. R.
    Prospect, VA · via Abed Asghar
    April 2023
    “
    Sam and Jamie were absolutely fantasti, very quick to respond to my questions and needs. I hate utilizing technology and they helped me greatly with the process
    Russel B.
    Leeds, ME · via Sam Rumi
    March 2026
    “
    Problem was with Alexis . Did not feel good working with her. Mostly was e-mails from her. Abed was great and fast to call when I had questions.
    Dolores Sue C.
    Adelanto, CA · via Abed Asghar
    April 2023
    “
    The constant communication throughout the process; made our experience great and we've worked with Sami over the years and hasn't forgotten about us.
    Christopher Michael H.
    Spanaway, WA · via Sam Rumi
    March 2026
    “
    Speed of service courtesy of every person I spoke with
    George T.
    Jonesboro, GA · via Abed Asghar
    December 2022
    “
    Angelique is a caring person. Its not just a transaction to her. I greatly appreciated the personal care.
    Aaron A M.
    Santa Fe, NM · via Sam Rumi
    March 2026
    “
    He is friendly, patient, knowledgeable, and very professional.
    Elizabeth P. O.
    Sierra Vista, AZ · via Abed Asghar
    October 2022
    “
    Working with Sam Rumi and Jaime Bowen on my refinance was a great experience. They were incredibly fast, professional, and made what I thought would be a complicated process, simple and painless. Highly recommend!"
    Miriam Yanet G.
    Greenfield, CA · via Sam Rumi
    March 2026
    “
    answer all questions and guides during the process of the loan
    Jeanita E.
    Lancaster, CA · via Abed Asghar
    September 2022
    “
    I give Sam 5 stars. He was very polite, professional, and proficient. He's very knowledgeable about his job. He explained everything in layman's terms which i understood. He kept me posted about each phase. He was such a pleasure to work with. His team mate Annalyce was amazing. She did an outstanding job along with the underwriting team. I hope to do business again in the near future.
    John H N.
    Richmond, VA · via Sam Rumi
    January 2026
    “
    Super seamless process; transparency and timely communication across the board; very professional.
    Kyla H.
    Bowie, MD · via Abed Asghar
    March 2022
    “
    Sam was very personable and anytime I had a question he was always available to answer it he was patient.
    Jose Jesus L.
    Fontana, CA · via Sam Rumi
    January 2026
    “
    Abe was very nice and didn’t mind explaining things to me that I didn’t understand
    Taylor R. R.
    Jonesboro, GA · via Abed Asghar
    February 2022
    “
    Our representative Angelique Brown made it great. She was efficient and has excellent communication skills.
    Tammy M M.
    Beavercreek, OH · via Sam Rumi
    January 2026
    Real Estate Partners

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    Our Branch

    The Irvine Branch

    American Financial Network · NMLS #237341

    Address
    68 Discovery
    Irvine, CA 92618
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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