VAUXHALL

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373414+ Years ExperienceLicensed Nationwide
    78+
    Loans Closed
    4+
    Years in Business
    4.9
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Edward W Kenmure III

    Producing Regional VP

    (732) 581-3780Visit their site

    Luis Arce Diaz

    Loan Officer

    Visit their site

    Mario Teixeira

    Loan Officer

    Visit their site

    Mario Damiao

    Loan Officer

    Visit their site

    Nicholas Luciano

    Loan Officer

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    Priscilla P Teixeira

    Loan Officer

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    Samuel Jusino

    Loan Officer

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    Tania Dalia

    Loan Officer

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    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 48 families & counting

    ★★★★★4.948 verified reviews
    "
    It was a pleasure to work with Ed and Linda Kugelman. They kept me informed every step of the way and my closing was smooth
    Pamela Lynn M.
    Tinton Falls, NJ · via Edward William Kenmure III
    September 2026
    "
    They did a very good job on my property ref ref Financial that's the reason why I conceding they very good thank you
    Erik A M.
    Newark, NJ · via Manuel Teixeira
    July 2026
    "
    My experience doing business with Mario was excellent. Everything was handled in the best possible way, and the entire process was always fast and efficient. Every question I had was answered promptly and clearly. I would like to sincerely thank Mario for making my financing process go so smoothly and for helping everything work out perfectly.
    Paulo Cesar M.
    Eatontown, NJ · via Mario Damiao
    July 2026
    “
    Tania was always there answering my questions and addressing my concerns.
    Hadi S.
    Fairview, NJ · via Tania Dalia
    September 2023
    “
    Wonderful meeting the team at Century 21, and the service that was provided. Excelkent customer service .experience
    Lisa M P.
    Toms River, NJ · via Edward William Kenmure III
    June 2026
    “
    Mr. Mario Teixeira is very professional and quick in getting all the necessary paperwork done to get you the best loan company. He is truthful and explains everything throughout the process. Brittany is very polite and goes above and beyond to get things done. This is my second time using Mr. Mario Teixeira, and I'm always very satisfied with their services. I highly recommend them.
    Sandra F A.
    Rahway, NJ · via Manuel Teixeira
    June 2026
    “
    Worked hard in trying to get me the best rate possible.
    Leslie R.
    Bloomingdale, NJ · via Mario Damiao
    May 2026
    “
    Linda and Ed were great! And because of them we are first time home owners!
    David A M.
    Little Egg Harbor Twp, NJ · via Edward William Kenmure III
    May 2026
    “
    Mario was incredibly attentive and communicative throughout the entire process. Him and his team were great and we would recommend him to others! Thank you.
    Cesar Manuel D.
    Kearny, NJ · via Manuel Teixeira
    April 2026
    “
    Mario made it very easy and simple understanding the home buying process. Worked hard in getting me a great rate.
    Waldermar R.
    Bloomingdale, NJ · via Mario Damiao
    May 2026
    “
    Ed and his team were an incredible help to me throughout the stressful home buying process. Answering every question and getting the job done. Can’t recommend him enough.
    CHRISTIAN O.
    via Edward William Kenmure III
    May 2026
    “
    Mario made the experience great by being very responsive, patient, and clear throughout the entire process. As a first-time buyer, I really appreciated how he explained everything and guided me every step of the way. He made what could have been stressful feel smooth and easy.
    Claudia P R.
    North Arlington, NJ · via Manuel Teixeira
    April 2026
    “
    Thank you Mario for all your support. Thank you for making my dream come true.
    Brunna Rayka V.
    Toms River, NJ · via Mario Damiao
    April 2026
    “
    Edward is nothing but the best! He made our process simple , sweet and relaxing ! No issues what so ever! He is a great guy and Id recommend him to anyone!
    Israel L.
    Calabash, NC · via Edward William Kenmure III
    January 2026
    “
    This is the 2nd time dealing with Mario and his team and they are amazing to work with. Theyre thorough and explain everything when needed.
    Sandra C C.
    West Milford, NJ · via Manuel Teixeira
    November 2025
    “
    Mario was extemely professional and helpful. ourbfamily appreciated it very much.
    Solomon C.
    Lyndhurst, NJ · via Mario Damiao
    March 2026
    “
    The communication, professionalism, and all around support was unmatched. Great experience
    Kevin J L.
    Union Beach, NJ · via Edward William Kenmure III
    November 2025
    “
    We can't thank Mario enough.His professionalism and communication were wonderful and he made the mortgage process incredibly easy and stress-free. We highly recommend him. Thank You Mario!
    Daniela C.
    Cliffside Pk, NJ · via Manuel Teixeira
    September 2025
    “
    Mário is an excellent professional... I highly recommend him, he helped me a lot!
    Maria Carvalho C.
    Lyndhurst, NJ · via Mario Damiao
    March 2026
    Real Estate Partners

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    Our Branch

    Vauxhall

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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