WAYNE COUNTY BRANCH

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373412+ Years ExperienceLicensed Nationwide
    52+
    Loans Closed
    2+
    Years in Business
    4.7
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Aaron D. Pelarske

    Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 18 families & counting

    ★★★★★4.818 verified reviews
    "
    Every time i had a question he answered . He was there for calls , text and emails that by its self is unheard of now days . Thank you so much for your help and guidance in this experience.
    Joe D C.
    Newport, TN · via Aaron Pelarske
    September 2026
    "
    Aaron worked with us all the way. He helped us with all our questions.
    Daniel L S.
    Deale, MD · via Aaron Pelarske
    August 2026
    "
    Aaron was always giving me up to date information and notifying others promptly when errors were noticed.
    Francisco A C.
    Clinton, OK · via Aaron Pelarske
    August 2026
    “
    Aaron was very responsive and answered all of our many questions!
    Mary Frances S.
    Manchester, NH · via Aaron Pelarske
    July 2026
    “
    Very Knowledgable, easy to work with, and kept me informed every step of the way..
    Christopher Joe K.
    Brimfield, IL · via Aaron Pelarske
    June 2026
    “
    Aaron was very helpful with everything he explained each step with me , and made sure I understood how important everything was and took the time to go over the process thank you Aaron
    James D.
    Columbus, IN · via Aaron Pelarske
    June 2026
    “
    He was quick on the pre-approval which allowed us to buy the house overall a very nice guy
    Rhonda J L.
    San Tan Vly, AZ · via Aaron Pelarske
    April 2026
    “
    Aaron was very patient and helpful as we needed extra help gathering documents
    Callie Rae P.
    Ellsworth, MI · via Aaron Pelarske
    March 2026
    “
    Aaron was friendly, experienced and professional at all times. He made the transaction seem more like a personal matter than just another business deal. He was always available, no matter the time of day, to answer my questions and put my mind at ease. It was truly a pleasure working with him.
    Ronald M.
    Decatur, GA · via Aaron Pelarske
    November 2025
    “
    Aaron was always there to answer any questions we had
    Andrew Scott M.
    Los Lunas, NM · via Aaron Pelarske
    November 2025
    “
    The team kept me abrace of everything that was going on. The team answered all of my questions through the process
    Leamon S.
    Pike Road, AL · via Aaron Pelarske
    October 2025
    “
    Expearence, cooperatoon knowledge knowledge amd and friendly association
    William H. R.
    Berea, KY · via Aaron Pelarske
    September 2025
    “
    Very personable and professional! Answered all our questions and provide guidance during the entire process.
    Landon W S.
    Mendon, IL · via Aaron Pelarske
    May 2025
    “
    Aaron made it a great experience due his great communication and always answered every call and questions. Thank for all you for everything!
    Leslie C.
    Jacksonville, FL · via Aaron Pelarske
    December 2022
    “
    Throughout the process I was kept informed, messages were returned promptly and my loan was processed quickly.
    Sally M.
    Elk Grove, CA · via Aaron Pelarske
    November 2022
    “
    Aaron always answered the phone and my questions right away. Easy as can be
    Thomas B.
    Canton, GA · via Aaron Pelarske
    October 2022
    “
    Aaron was very professional, patient, personable and quick to respond. He was there to answer all my questions and guide me through the process.
    Steven G.
    Gregory, MI · via Aaron Pelarske
    September 2022
    “
    communication was excellent with the team that help me step by step thru the process.
    Mews H.
    Lawrenceville, GA · via Aaron Pelarske
    July 2022
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    Our Branch

    Wayne County Branch

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

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