Loan Officer Location
About Me
Loan Officer · NMLS 264492
Andrew Sterling serves his clients with expertise in real estate acquisition, refinance, investment and management! Andrew is a longtime investor with a portfolio of rentals that has spanned the Washington, D.C. metro region. Andrew is married with two young boys, resides near Old Town Alexandria, Virginia and enjoys local sports, fitness and piano.
My Location
Nova 3302 Old Bridge Road Suite A, Woodbridge, VA 22192
Social Survey View
Andrew Sterling's
OVERALL RATING
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"Probably the most..."
Probably the most supportive, patient, and efficient loan officer out there. There are no words to express our family gratitude to the time Andrew took to make sure we close on a record time. Thank you Andrew.
Gilberto
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"Andrew was..."
Andrew was available 24/7 to assist us through the process and address any questions we had.
Jaclyn
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"Andrew was very..."
Andrew was very patient and very thorough. We placed offers on three homes on three ocassions. He never became impatient, even though we did. He was prompt and professional throughout the entire process. He answered every text and email immediately. He explained each step of the process. His expertise is superb & hHis knowledge vast. We recommend Andrew Sterling wholeheartedly. He’s very hard working.
Shafi
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.