Loan Officer Location
About Me
Loan Officer · NMLS 281572
Paul Laterza is a Branch Manager and Sr. Loan Officer offering real estate financing services as a local direct lender and mortgage banker. His organization’s management and control over the complete loan process allows him to provide a wide variety of lending options, such as FHA Government Program, Conventional, Jumbo, Portfolio lending, and more.
Paul has been working in the mortgage industry since 1998 and became a mortgage consultant in 2002 after graduating from Saint Mary’s College of California with a B.S. in Business Administration and Economics. From the beginning, he has received many awards for his level of production and achievements including “Rookie of the Year,” “Most Inspirational Loan Officer,” and “President & Platinum Awards” for several years. Most recently he was honored with the Five Star Professional Award.
His vast experience in the field offers him the necessary elements to provide outstanding service and knowledge in real estate financing.
Paul Laterza is the author of “Your Key to a Successful Financing,” a unique book which offers resources that will help you simplify the loan process and benefit from mortgage programs. This book prepares you with the essentials for a loan approval and how to improve your credit. It describes government loans, such as with no money down or with funds to repair your home, and ways to get down payment assistance. You'll learn about credit towards closing costs, lowering your rate & its cost, tax credits, buying foreclosures, and much more. Contact Paul to obtain a copy of “Your Key to a Successful Financing.”
My Location
North Gate 10 Pointe Drive, Suite 330, Brea, CA 92821
Social Survey View
Paul Laterza's
OVERALL RATING
-
"We've worked..."
We've worked with Paul since we first purchased our home 11 years ago. He's helped us refinance a couple of times and has given us great recommendations on programs that's benefited us financially. His professionalism and service has never faltered and is always consistent. He's honest and always meets our needs. We really appreciate and value Paul's ethics and knowledge. We can always count on him to guide us in the right direction. Paul is the only person we trust with our financial home needs. We stand by Paul no matter what!
Mark
-
"Paul es una gran..."
Paul es una gran persona , muy paciente , accesible , explica muy bien todas las dudas , me agrado haber sido asesorada por el , estoy pensando volver a tenerlo en la próxima vez que compre otra propiedad . Gracias Paul por toda tu ayuda , y te recomendaría con mis amigos . Esta es mi segunda propiedad y con las personas que me ayudaron no quede satisfecha , así que encontré a Paul y definitivamente estoy muy agradecida con Paul .
Maria
-
"Muy amable, buena..."
Muy amable, buena comunicación y muchos buenos consejos. Muy buena persona.
Denis
Calculator View
- Purchase Calculator
- Refinance Calculator
Calculate Your
Mortgage Payment
Monthly Payment
$ 0.00
Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
New Monthly Payment
$ 0.00
New Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
-
Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
-
ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
-
FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
-
VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.