Loan Officer Location
About Me
Loan Officer · NMLS 965740
As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are looking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstance. We offer Conventional, FHA, VA, USDA, Jumbo, and Specialty products, and I am prepared to help you find a loan that is right for you.
Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. You have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.
If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
My Location
The Carter Group 7134 S Yale Suite 210, Tulsa, OK 74136
Social Survey View
Valerie Vineyard's
OVERALL RATING
-
"Valerie is..."
Valerie is awesome at what she does. She helped me in my family out. We're most appreciative of her. Would recommend her services.
Brandon
-
"Valerie and all..."
Valerie and all the girls were super fantastic. They made it very easy to proceed and get this all cleared up. Thank you.
Douglas
-
"Valerie truly..."
Valerie truly made this process extremely easy. She was always so supportive and positive throughout the whole journey and went above and beyond to make sure our needs were met. She really loves what she does and that makes all the difference, we have recommended her to all of our friends and family because we know she’ll take the best care of them during this awesome time!
Alyssa
Calculator View
- Purchase Calculator
- Refinance Calculator
Calculate Your
Mortgage Payment
Monthly Payment
$ 0.00
Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
New Monthly Payment
$ 0.00
New Mortgage Structure
Total Loan Amount
$ 0.00
Total Interest
$ 0.00
American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
-
Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
-
ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
-
FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
-
VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.