Loan Officer Location
About Me
Loan Officer · NMLS 1561117
I have a strong history of building valued relationships in the financial services industry by listening for, discovering and providing those needs. As a licensed Loan Officer, I am familiar with all loan types available. Whether you are looking to purchase a home as your personal residence, a vacation home, an investment property or if you need to refinance your existing loan, I am committed to finding the right mortgage product that best suits your situation. I am known for going above and beyond to get you what you need.
With AFN Plano, you have an entire team that is dedicated to supporting you from start to finish. By communicating regularly with all parties involved about the status of your loan, you and your real estate agent can rest assured that you will have a smooth loan process and you will close on time.
Please contact me, I look forward to building a relationship with you!
My Location
Plano 2400 N. Dallas Parkway Suite 450, Plano, TX 75093
Social Survey View
Zane Hinojoza's
OVERALL RATING
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"Been our loan..."
Been our loan officer for 3 of our houses. Yes, that good. Once is a fluke. Twice is business. Three times is a solid relationship.
Kim
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"Zane, always..."
Zane, always prompt, always reassuring, always helpful. We received on all interactions above and beyond assistance and guidance. No question or concern was too small or too big.
Duyen
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"Zane was Very..."
Zane was Very helpful
Javier
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.