WHITE PLAINS

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373417+ Years ExperienceLicensed Nationwide
    61+
    Loans Closed
    7+
    Years in Business
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Charles Bachmann

    Branch Manager

    Visit their site

    Rosemarie Frigerio

    Loan Officer

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
    ◆
    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

    →
    Estimate monthly payments based on your actual scenario
    →
    Explore loan programs matched to your situation
    →
    Get pre-approved without waiting for a callback
    →
    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 8 families & counting

    ★★★★★5.08 verified reviews
    "
    Charles is a very knowledgeable person, if he doesn’t know anything, he will go an extra mile to learn and give you the answer.
    Gertrude H.
    Yonkers, NY · via Charles P Bachmann
    April 2024
    "
    Rosemarie was able to help me out when nobody else could. She was persistent, transparent and positive. Rose is an amazing person and somebody I would highly recommend in the future. Thank you so much Rose for helping us get our home.
    Tatiana Mary G.
    Port Saint Lucie, FL · via Rosemarie Frigerio
    February 2024
    "
    Charles did a excellent job getting our refinance done thank you very much we appreciate everything you did I would recommend you a million times god bless.
    Kelly Ann M.
    Brooklyn, NY · via Charles P Bachmann
    May 2023
    “
    Rosemarie was very professional and attentive to my particular need. She was very informative throughout the process, and ensured my need were met. It was a pleasure to work with someone of this caliber. Sincerely Sharon Weems
    Sharon Wilson W.
    Vero Beach, FL · via Rosemarie Frigerio
    April 2022
    “
    Charles was reliable, and responsive. He explained things clearly during the entire process, and I felt comfortable and trusted the company as a result
    Frank K.
    Cliffside Park, NJ · via Charles P Bachmann
    December 2022
    “
    Rosemarie was so pleasant and easy to work with. Because of her the whole process went very smoothly. She was very easy to reach at any time of the day. And my questions were always answered and explained.
    Christina T.
    Vero Beach, FL · via Rosemarie Frigerio
    May 2021
    “
    His communication experience with me was awesome, he always returned phone calls and always explain when I don't understand, he's a wonderful person overall.
    Sandra C D.
    New Rochelle, NY · via Charles P Bachmann
    November 2022
    “
    Mr. Bachmann was very knowledgeable and had a lot of patience. He always returned my calls.
    Harold G.
    Rye Brook, NY · via Charles P Bachmann
    September 2022
    Real Estate Partners

    Are you a real estate agent?

    We provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet AI for instant updates. Let's build a partnership that elevates your business.

    Partner With Us
    Visit Us

    Our Branch

    White Plains

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202 & #201
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
    Get in Touch

    Ready to get started?

    I'm interested in:

    Our team typically responds within 24 hours. No bots, just expert advice.