WOODLANDS BRANCH

    Your home journey,
    guided by people who care

    Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

    Apply NowSchedule a Call
    NMLS #2373412+ Years ExperienceLicensed Nationwide
    67+
    Loans Closed
    2+
    Years in Business
    5.0
    Average Client Rating
    Our Team

    Meet the experts

    Our experienced mortgage professionals are here to guide you home.

    Michelle Thompson

    Branch Manager

    Visit their site
    Loan Programs

    Every option. Your best fit.

    ◆
    Conventional
    Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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    FHA
    Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
    ◆
    VA
    Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
    ◆
    Jumbo
    High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
    ◆
    Renovation
    Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
    ◆
    Non-QM
    Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
    Available 24/7

    Meet Sophia,
    your mortgage guide

    Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

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    Estimate monthly payments based on your actual scenario
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    Explore loan programs matched to your situation
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    Get pre-approved without waiting for a callback
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    Check local market conditions and neighborhood data
    S
    Sophia
    Backed by American Financial Network · NMLS #237341
    Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
    What can I afford on $120K income?
    Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
    Client Experiences

    Trusted by 60 families & counting

    ★★★★★5.060 verified reviews
    "
    Overall, it was a great experience. Michelle promptly answered questions and there were no issues throughout the process.
    Priscilla Cordero
    via Michelle Thompson
    August 2026
    "
    I was referred to Michelle by a friend. From the time I completed the pre-approval until I found my property, it was about 2 years. Michelle promplty answered questions throughout that time. Once I made an offer and it was accepted, the closing process was straightforward. Of course there were a lot of steps and documents to sign, but overall there were no issues. Everything had a good flow.
    Priscilla C.
    Grapeland, TX · via Michelle Thompson
    August 2026
    "
    Michelle is very responsive, informative, and helpful with any questions I had and kept me updated through the whole process.
    Cameron Robert L.
    Cypress, TX · via Michelle Thompson
    June 2026
    “
    Michelle was absolutely wonderful throughout this process. She took every call and was always willing to answer my questions, making sure I understood each next step along the way. Her patience, responsiveness, and guidance made the entire experience so much easier, and I truly appreciated having her support from start to finish.
    Leah F.
    Cypress, TX · via Michelle Thompson
    March 2026
    “
    Michelle was a joy to work with. She thoroughly walked us through every step of the process. Our experience wouldnt have been the same without her!
    Zachary B.
    Houston, TX · via Michelle Thompson
    February 2026
    “
    Lots of help and support when I was confused by documents!
    Anthony K.
    Willis, TX · via Michelle Thompson
    February 2026
    “
    As a first time home buyer things get really confusing and stressful..so it was really nice having someone you can trust to help you and also to give good advice...I can't express how grateful I am for the help thank you for everything I would definitely recommend your service to others ... Thomas Pena
    Thomas Pena
    via Michelle Thompson
    December 2025
    “
    Michelle was very helpful and knowledgeable..I would definitely recommend her services to others ...I didn't have to worry about anything... And she communicated with me every step of the way.. thank you from my family Thomas Pena
    Thomas P.
    Victoria, TX · via Michelle Thompson
    December 2025
    “
    The hard work, professionalism and terrific attitude was a breath of fresh air.
    Patrick Oliver L.
    Spring, TX · via Michelle Thompson
    October 2025
    “
    Michelle took me under her wing and treated me like family. Her professionalism and knowledge made my loan experience seamless. AFN is blessed to have her as part of their team.
    Linda Stevens C.
    Tomball, TX · via Michelle Thompson
    September 2025
    “
    Michelle was super prompt and knowledgeable on the whole process and kept me updated every step of the way.
    Brandon Westbrook M.
    Tomball, TX · via Michelle Thompson
    September 2025
    “
    Michelle and Rebecca were absolutely AMAZING!!! They made it so easy!!!
    Summer M.
    Conroe, TX · via Michelle Thompson
    August 2025
    “
    Michelle was incredible and very supportive throughout the entire process. She was extremely efficient in communicating and explaining every step of the process.
    Angel Alvarado
    via Michelle Thompson
    August 2025
    “
    Michelle was increidble throughout the entire process and how efficient she was at communicating and explaining each step along the way.
    Angel A.
    Conroe, TX · via Michelle Thompson
    August 2025
    “
    Very pleased, great communication, professionalism
    Rosa Flor G.
    Houston, TX · via Michelle Thompson
    July 2025
    “
    Words can't express how grateful I am for Michelle and her team! You guys made the whole process much smoother than I ever expected!
    Bryan K.
    Magnolia, TX · via Michelle Thompson
    July 2025
    “
    While shopping around for a mortgage lender we found Michelle, she was extremely knowledgable and friendly. She actually listened to us and found us the best loan program and terms for our needs. She kept in communication with us and our realtor giving us updates every step of the way. We even closed a week early!
    Cody Belt
    via Michelle Thompson
    May 2025
    “
    Buying a home is or can be stressful so in all honesty it's just the process that's not so fun.
    Lauren G.
    Houston, TX · via Michelle Thompson
    February 2025
    “
    She’s always great, second time using her.
    Joseph Walls
    via Michelle Thompson
    January 2025
    “
    She made everything clear and easy to understand and was great with communication and is very knowledgeable.
    Christian B.
    Conroe, TX · via Michelle Thompson
    November 2024
    “
    She made the process so easy and fast. Answered questions extremely fast without the need of a call.
    Lucy U.
    Spring, TX · via Michelle Thompson
    October 2024
    “
    Michelle is our Family Lender! Lender for Life. Always excellent experience and attention to needs of her clients.
    Summer Ashly W.
    Conroe, TX · via Michelle Thompson
    July 2024
    “
    Professional, great communication, totally would recommend!
    Graham Guzzi
    via Michelle Thompson
    May 2024
    “
    Michelle is great with communication and explanations. My wife and I were first time home buyers and Michelle made process extremely easy for us. Totally would refer her!
    Graham H. G.
    Spring, TX · via Michelle Thompson
    May 2024
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    Our Branch

    Woodlands Branch

    American Financial Network · NMLS #237341

    Address
    500 Craig Road Suite #202
    Manalapan, NJ 07726
    Office Hours
    Mon – Fri: 9:00 AM – 5:00 PM
    Sat: By Appointment
    Sun: Closed
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