Todd was fantastic! Always had a positive attitude, excited for the process, and went out of his way for our first home. 10/10!

Found a way to get us approved

The communication which is key in all transactions. Thanks.

Todd Zelcer made our experience great! We went through a very long and trying process due to the sellers being less than accommodating. The process was so long, if fact, that Todd literally had to do everything twice. He never complained and was always available to answer my questions, even the second time around. He was always patient and his knowledge about his business is out of this world. I would highly recommend Todd to anyone buying a home. Thanks, Todd! We appreciate you so much!

Todd is an exceptional bank manager and ensures the loan process is as painless as possible at each level of the process. If you have any questions, or are just checking on the status of your pending loan, Todd always responds immediately. My recent refinance was the finest and quickest refinance I have ever experienced. I would not hesitate to recommend him to anyone.

Absolute commitment to making the deal happen and excellent communication. A pleasure to work with.

Buying a home was stressful, but working with Todd made is so much better. He knew exactly what to do with every situation throughout the process. He was very patient, and got the job done in a professional manner. I know that he has many other clients he is working with, but he made me feel like I was the only one. Overall , he did the best job that anyone could have asked for. I appreciate him very much.

Todd is amazing to work with. He can help you navigate through the process and find the loan that best works for you! Our family had unique financial needs and he worked endlessly to help get to the finish line with big rewards!!! We will definitely refer others to him! It's not easy to work with loan people who cannot think outside the box and doesn't handle each family's situation differently. One size does not fit all!

Constant communication and making the process as simple as possible. As well as going that extra mile when things do get a little haywire and hectic..

As a former real estate agent. Anthony went above and beyond my expectations. I always felt that I well informed and abreast of all developments with the closing process. I would highly recommend my friends and family to AFN for any and all financial needs. GO RAMS